All Credit Cards
321 cards across 21 banks
American Express
6 cards
American Express Platinum Reserve Credit Card
2% points
Annual Fee
₹10,000
Joining
₹10,000 + GST
Forex
3.5% of the transaction amount
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh in a Year
American Express Platinum Charge Card
0.03% points
Annual Fee
₹66,000
Joining
₹66,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
American Express Membership Rewards Credit Card
2% points
Annual Fee
₹4,500
Joining
₹1,000 + GST
Forex
3.5%
Waiver
Full Annual Fee Waiver on Spends of ₹1,50,000
American Express SmartEarn Credit Card
1% points
Annual Fee
₹495
Joining
₹495 + GST
Forex
3.50% on international transactions
Waiver
Annual renewal fee waived on spends of ₹40,000 in the previous year
American Express Gold Charge Card
1% points
Annual Fee
₹4,500
Joining
₹1,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
American Express Platinum Travel Credit Card
2% points
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
AU Small Finance Bank
17 cards
AU Bank LIT Credit Card
1% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.49%
Waiver
—
AU Altura Plus Credit Card
1.5% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.49% on all foreign currency spends.
Waiver
Spend Rs. 80,000 in a card anniversary to waive the annual charges
ixigo AU Credit Card
5% points
Annual Fee
FREE
Joining
Nil
Forex
Zero
Waiver
—
AU Bank Xcite Credit Card
3% points
Annual Fee
₹249
Joining
₹249 + GST
Forex
3.49% of the total transaction amount
Waiver
Annual Fee Waiver on Spends of ₹1 Lakh or More
AU Bank Xcite Ace Credit Card
1% points
Annual Fee
₹749
Joining
₹749 + GST
Forex
3.49% of the total amount
Waiver
Annual Fee Waiver on Spends of ₹2 Lakh or More
AU Xcite Ultra Credit Card
4% Reward Points
Annual Fee
₹749
Joining
₹749 + GST
Forex
3.49%
Waiver
Annual Fee Waiver on Spends of ₹2 Lakh or More
AU Spont Credit Card
1% cashback
Annual Fee
₹299
Joining
₹299 + GST
Forex
3.5%
Waiver
—
AU Zenith+ Credit Card
1% points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
0.99% of the transaction amount
Waiver
Renewal fee waiver on spending ₹8 Lakhs in the year
AU Altura Credit Card
1% cashback
Annual Fee
₹199
Joining
₹199 + GST
Forex
3.49% on all international spends.
Waiver
Spend Rs. 10,000 in the first 90 days for a fee waiver. For an annual fee waiver, there should be spends of Rs. 40,000 or more in a year.
AU Nomo Credit Card
2% points
Annual Fee
FREE
Joining
₹200 + GST
Forex
0.99%
Waiver
No renewal charges from the second year onwards
AU CA Metal Credit Card
8% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
1.99%
Waiver
—
AU Vetta Credit Card
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
2.99% of the transaction amount
Waiver
Joining fee waived off on expenditure of ₹40,000 within 90 days of card setup, renewal fee waived off on expenditure of ₹1.5 lakh in the preceding year
AU Kosmo Credit Card
1.5% points
Annual Fee
FREE
Joining
—
Forex
3.49%
Waiver
—
AU Fi MagniFi Credit Card
0.2% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.49%
Waiver
—
AU Bank InstaPay Credit Card
1% cashback
Annual Fee
FREE
Joining
Nil
Forex
3.49%
Waiver
—
Aditya Birla AU Bank Credit Cards
6% points
Annual Fee
FREE
Joining
Nil
Forex
1.99 to 3.5%
Waiver
—
AU Bank Traverse Credit Card
1% points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
0.99%
Waiver
Waived on Spending ₹6 Lakh in a Year
Axis Bank
37 cards
Axis Bank Neo Credit Card
0.1% points
Annual Fee
FREE
Joining
Lifetime Free (Limited Time Only)
Forex
3.5% on all foreign currency transactions
Waiver
—
Flipkart Axis Bank Credit Card
1% cashback
Annual Fee
FREE
Joining
Lifetime Free (Limited Time Offer)
Forex
3.5%
Waiver
Annual fee waived on spends of ₹3.5L
Axis My Zone Credit Card
0.4% points
Annual Fee
FREE
Joining
Lifetime Free (Limited Time Only)
Forex
3.5% of the transaction amount
Waiver
—
Airtel Axis Bank Credit Card
1% cashback
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the total transaction amount.
Waiver
Annual Charges Waived on Spends of ₹2 Lakh
IndianOil Axis Bank Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Renewal Fee Waived on Annual Spending of ₹3.5 Lakh
HORIZON Credit Card
2% points
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
3.5%
Waiver
—
IndianOil Axis Bank Premium Credit Card
1% points
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5%
Waiver
Annual fee waived off on spends of ₹30,000 and above
Axis Bank SELECT Credit Card
2% cashback
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
3.5% + GST
Waiver
Renewal Fee Waived on Spends of ₹8 Lakh or More
Axis Bank Privilege Credit Card
1% points
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5% + GST
Waiver
Waiver of Renewal Fee on Spends of ₹5 Lakh or More
Axis Bank Rewards Credit Card
2% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹2 Lakhs annual spend
Axis Bank Cashback Credit Card
0.75% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5%
Waiver
Spend ₹4,00,000 and above in an anniversary year to be eligible for annual fee waiver
IndiGo Axis Bank Credit Card
1% air miles
Annual Fee
₹799
Joining
₹1,200 Voucher
Forex
3.5%
Waiver
—
IndiGo Axis Bank Credit Card - Premium Variant
2% points
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
2.50%
Waiver
—
Axis Bank SuperMoney RuPay Credit Card
1% cashback
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5%
Waiver
—
Google Pay Flex Axis Bank Credit Card
0.2% cashback
Annual Fee
₹1,000
Joining
Lifetime Free
Forex
3.5% + GST
Waiver
Waived on ₹1L annual spend
Axis Bank Olympus Credit Card
1% points
Annual Fee
₹20,000
Joining
₹20,000 + GST
Forex
1.8% + GST (Effectively Costing 2.12%)
Waiver
—
Axis Bank Magnus Credit Card
12% cashback
Annual Fee
₹12,500
Joining
₹12,500 + GST
Forex
3.5% + GST
Waiver
Annual Fee Waiver on Spends of ₹25 Lakh
Axis Bank AURA Credit Card
0.2% points
Annual Fee
₹749
Joining
₹749 + GST
Forex
3.5%
Waiver
—
Axis Bank Shoppers Stop Credit Card
1% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5% (plus tax)
Waiver
Waived on ₹1L annual spend
Samsung Axis Bank Signature Credit Card
5% cashback
Annual Fee
₹500
Joining
₹1,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹2L annual spend
Samsung Axis Bank Infinite Credit Card
5% cashback
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹7L annual spend
SpiceJet Axis Bank Voyage Credit Card
3% air miles
Annual Fee
₹750
Joining
₹750 + GST
Forex
3.5% on all international transactions
Waiver
—
SpiceJet Axis Voyage Black Credit Card
6% air miles
Annual Fee
₹2,000
Joining
₹2,000 + GST
Forex
3.5% of the total transaction amount.
Waiver
—
Axis Bank Pride Signature Credit Card
4% points
Annual Fee
₹500
Joining
Nil
Forex
3.5% of the forex transactions
Waiver
Waived on exceeding spends of ₹40,000 in the preceding year
Axis Bank Pride Platinum Credit Card
0.4% points
Annual Fee
₹250
Joining
Nil
Forex
3.5% of the transaction value.
Waiver
Waiver on spending ₹20,000 or more in the preceding year
Axis Bank KWIK RuPay Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the transaction amount
Waiver
—
Axis Bank Atlas Credit Card
2% air miles
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
Axis Bank Freecharge Plus Credit Card
1% cashback
Annual Fee
₹350
Joining
Nil
Forex
3.5% on all foreign currency spends.
Waiver
Waived on ₹50,000 annual spend
IKEA Family Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Axis Bank Freecharge Credit Card
1% cashback
Annual Fee
₹250
Joining
₹250 + GST
Forex
3.5% of the transacted amount
Waiver
Waived on ₹50,000 annual spend
Axis Bank Miles & More Credit Card
6% miles
Annual Fee
₹4,500
Joining
₹10,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
Flipkart Axis Bank Super Elite Credit Card
2% Reward Points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the total transaction amount
Waiver
Waived on ₹2L annual spend
Axis My Zone Easy Credit Card
4% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the total transaction amount.
Waiver
—
Axis Bank Reserve Credit Card
1.5% points
Annual Fee
₹50,000
Joining
₹50,000 + GST
Forex
1.5% of the transaction amount
Waiver
Renewal fee waived off on a minimum expenditure of ₹35 lacs in the preceding 12 months
Axis Bank Burgundy Private Credit Card
7.5% points
Annual Fee
₹50,000
Joining
₹50,000 + GST
Forex
Nil
Waiver
Nil for Burgundy Private Account Holders
Axis Bank Primus Credit Card
1% points
Annual Fee
₹3,00,000
Joining
₹5,00,000 + GST
Forex
Nil
Waiver
—
Fibe Axis Bank RuPay Credit Card
3% cashback
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the Transaction Amount
Waiver
—
Bank of Baroda
15 cards
BOBCARD ETERNA Credit Card
3.75% points
Annual Fee
FREE
Joining
₹2,499 + GST
Forex
2%
Waiver
Joining fee waived on spending ₹25,000 in the first 60 days
BOBCARD Cashback Credit Card
1% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
—
Waiver
—
BOBCARD Tiara Credit Card
3% points
Annual Fee
₹2,499
Joining
₹2,499 + GST
Forex
2%
Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year
BOBCARD Easy Credit Card
1% points
Annual Fee
FREE
Joining
Lifetime Free (Till 31st March 2026)
Forex
3.5%
Waiver
—
IRCTC RuPay BOBCARD Credit Card
2% points
Annual Fee
₹350
Joining
₹500 + GST
Forex
3.5% on all foreign transactions
Waiver
—
ICAI Exclusive BOBCARD Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
2% of the total transaction amount
Waiver
—
HPCL Energie RuPay BOBCARD Credit Card
2% Reward Points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% on all foreign transactions
Waiver
Get renewal fee waived off on spending ₹50,000 or more in the preceding year.
BOBCARD Etihad Guest Credit Card
1% miles
Annual Fee
₹2,500
Joining
₹2,500 + GST
Forex
1%
Waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More
BOBCARD Select Credit Card
1% points
Annual Fee
FREE
Joining
Lifetime Free (Till 31st March 2026)
Forex
3.5% for all foreign currency transactions
Waiver
Spend ₹70,000 for the annual fee waiver
SNAPDEAL BOBCARD Credit Card
5% points
Annual Fee
₹249
Joining
₹249 + GST
Forex
3.5% of the total transaction amount
Waiver
—
Indian Army YODDHA BOBCARD Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the total transaction amount.
Waiver
—
Indian Navy Varunah BOBCARD Credit Card
1% points
Annual Fee
FREE
Joining
Nil (for Varunah Card),₹1,499 (for Varunah Plus Card),₹2,499 (for Varunah Premium Card)
Forex
2% with Premium variant, 2.5% with Plus variant and 3.5% with the basic Varunah Card
Waiver
The annual fee is waived on spending ₹1.5 lakhs or more in the previous year
BOBCARD Sentinel Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the total transaction amount
Waiver
—
BOBCARD ICSI Diamond Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
2%
Waiver
—
CMA One BOBCARD Credit Card
1% points
Annual Fee
FREE
Joining
₹1 + GST
Forex
2% of the total transaction amount.
Waiver
—
BOBCARD Limited
1 card
canara bank
1 card
Canara Bank
15 cards
MasterCard World Credit Card
2% points
Annual Fee
FREE
Joining
NIL
Forex
3% on Forex Transactions
Waiver
—
Canara Visa Signature Credit Card
2% points
Annual Fee
FREE
Joining
NIL
Forex
3% on Forex Transactions
Waiver
—
Canara Mastercard Platinum Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara RuPay Select Secured Credit Card
2% points
Annual Fee
FREE
Joining
—
Forex
Up to 3% of transaction amount.
Waiver
—
Canara Visa Platinum Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara RuPay Platinum Secured Credit Card
2% points
Annual Fee
FREE
Joining
NIL
Forex
3% on Forex Transactions
Waiver
—
Canara Mastercard Gold Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara Rupay Platinum Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara RuPay Classic Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
N/A
Canara VISA Gold Secured Credit Card
2% points
Annual Fee
FREE
Joining
NIL
Forex
3% on Forex Transactions
Waiver
—
Canara Mastercard Gold Secured Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara VISA Gold Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara VISA Classic Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3% on Forex Transactions
Waiver
—
Canara VISA Corporate Credit Card
0% null
Annual Fee
FREE
Joining
₹250
Forex
3% on Forex Transactions.
Waiver
null
Canara Rupay Select Credit Card
2% points
Annual Fee
FREE
Joining
NIL
Forex
Upto 3% of transaction amount.
Waiver
—
City Union Bank
1 card
Federal Bank
5 cards
Scapia Credit Card
4% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
Nil
Waiver
—
Federal Bank RuPay Signet Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Federal Bank Imperio Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Federal Bank Visa Celesta Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
2%
Waiver
—
Federal Bank RuPay Wave Credit Card
0.5% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
fintech
10 cards
IndusInd Bank Tiger Credit Card
6% Reward Points
Annual Fee
FREE
Joining
Nil
Forex
1.5%
Waiver
—
YES Bank POP CLUB Credit Card
10% points
Annual Fee
FREE
Joining
LIFETIME FREE (Limited Time Offer Till 31st March 2026)
Forex
3.4%
Waiver
—
BOBCARD Uni GoldX Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
—
Waiver
—
SBM ZET Credit Card
15% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
2.49%
Waiver
—
Utkarsh Small Finance Bank superCard Credit Card
1% cashback
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5%
Waiver
—
Edge CSB Bank RuPay Credit Card
0.4% cashback
Annual Fee
FREE
Joining
Nil
Forex
3.5% on Each International Transaction
Waiver
—
Zagg Credit Card
3% points
Annual Fee
FREE
Joining
—
Forex
3.5%
Waiver
—
slice UPI Credit Card
3% cashback
Annual Fee
FREE
Joining
N/A
Forex
Zero
Waiver
—
Unity BharatPe RuPay Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
CUB SalarySe Level UP Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
1%
Waiver
Waived on annual spending of ₹2,00,000 or more
HDFC Bank
21 cards
Swiggy HDFC Bank Credit Card
1% cashback
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% + GST
Waiver
Annual Charges Waived on Spend of ₹2 Lakh
HDFC Bank Regalia Gold Credit Card
4% points
Annual Fee
₹2,500
Joining
₹2,500 + GST
Forex
2% + GST
Waiver
Renewal Fee Waiver on Spending Rs. 4 Lakh in a Year
PhonePe HDFC Bank Uno Credit Card
2% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Renewal Fee Waiver on Annual Spends of ₹1 Lakh or More
HDFC Bank Millennia Credit Card
1% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5% + GST
Waiver
Annual Charges Waived on Spends of ₹1 Lakh or More
Tata Neu Infinity HDFC Bank Credit Card
1.5% NeuCoins
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
2% of the total transaction amount.
Waiver
The renewal fee is waived off on achieving annual spends of Rs. 3 lakhs or more.
Tata Neu Plus HDFC Bank Credit Card
1% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Waived on ₹1L annual spend
PhonePe HDFC Bank Ultimo Credit Card
10% points
Annual Fee
₹999
Joining
₹999 + GST
Forex
3.5%
Waiver
Renewal fee waiver on annual spends of ₹2 Lakh or more
HDFC Bank RuPay IRCTC Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Waived on ₹1.5L annual spend
Shoppers Stop Black Credit Card
1% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹1L annual spend
HDFC MoneyBack Plus Credit Card
2% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Waived on ₹50,000 annual spend
Marriott Bonvoy HDFC Bank Credit Card
2% points
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
3.5%
Waiver
—
HDFC Infinia Metal Edition
1% cashback
Annual Fee
₹10,000
Joining
₹10,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹10L annual spend
HDFC Bank Diners Club Privilege Credit Card
1.33% points
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5%
Waiver
Renewal fee waiver on spending over ₹3 lakhs in the previous year.
Shoppers Stop Black HDFC Bank Credit Card
7% points
Annual Fee
₹4,500
Joining
₹4,500 + GST
Forex
3.5% + GST
Waiver
—
IndianOil HDFC Bank Credit Card
5% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Waived on ₹20,000 spend in first 90 days
HDFC Bank Freedom Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% on the conversion amount (plus applicable taxes)
Waiver
Waived on ₹50,000 annual spend
Diners Club Black Metal Edition Credit Card
1% cashback
Annual Fee
₹10,000
Joining
₹10,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹10L annual spend
HDFC Bank UPI RuPay Credit Card
1% points
Annual Fee
₹99
Joining
₹99 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹25,000 annual spend
HDFC Bank Diners Club Black Credit Card
3.33% points
Annual Fee
₹10,000
Joining
₹10,000 + GST
Forex
2% + GST
Waiver
Waiver of renewal fee on spending ₹5,00,000 in the previous year.
HDFC Bank Pixel Go Credit Card
1% cashback
Annual Fee
₹250
Joining
₹250 + GST
Forex
3.5%
Waiver
On Spends of ₹50,000 in a Year
HDFC Bank Pixel Play Credit Card
1% cashback
Annual Fee
FREE
Joining
₹500 + GST
Forex
3.5%
Waiver
Get the joining fee waived by spending ₹20,000 within 90 days of card issuance.
HSBC
7 cards
HSBC RuPay Cashback Credit Card
1% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
0% Till 30th June 2026
Waiver
Annual charges are waived on spends of ₹2 Lakh
HSBC TravelOne Credit Card
2% Reward Points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
3.5%
Waiver
Annual Fee is Waived on Spends of ₹8 Lakh Each Year
HSBC Live+ Credit Card
1.5% cashback
Annual Fee
₹999
Joining
₹999 + GST
Forex
3.5%
Waiver
Renewal fee waived on expenditure of ₹2,00,000 in the previous year
HSBC RuPay Platinum Credit Card
1.33% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5%
Waiver
—
HSBC Visa Platinum Credit Card
1.33% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
HSBC Taj Credit Card
1% points
Annual Fee
₹1,10,000
Joining
₹1,10,000 + GST
Forex
Zero
Waiver
—
HSBC Smart Value Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% on all foreign currency transactions
Waiver
Lifetime free
ICICI Bank
29 cards
Amazon Pay ICICI Bank Credit Card
1% cashback
Annual Fee
FREE
Joining
Lifetime Free
Forex
1.99%
Waiver
—
MakeMyTrip ICICI Bank Credit Card
3% points
Annual Fee
₹999
Joining
₹999 + GST
Forex
0.99%
Waiver
Annual Fee Waiver on Spends of ₹3 Lakh in a Year
ICICI Bank Coral Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹1.5L annual spend
ICICI HPCL Super Saver Credit Card
4% reward points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Waived on ₹1.5L annual spend
Adani One ICICI Bank Signature Credit Card
7% points
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5%
Waiver
Annual Fee Waiver on Spends of ₹6 Lakh or More
ICICI Bank Emeralde Private Metal Credit Card
3% points
Annual Fee
₹12,499
Joining
₹12,499 + GST
Forex
2% of the total transaction amount
Waiver
Waived on spending ₹10 Lakhs or above in the card anniversary year
ICICI Bank Rubyx Credit Card
2% points
Annual Fee
₹2,000
Joining
₹3,000 + GST
Forex
3.5%
Waiver
Spend ₹3 Lakh or More Each Year to Waive Annual Charges
ICICI Bank Sapphiro Credit Card
1% points
Annual Fee
₹3,500
Joining
₹6,500 + GST
Forex
3.50% + GST
Waiver
Renewal Fee Waiver on Spending ₹6 Lakhs Annually
Adani One ICICI Bank Platinum Credit Card
3% points
Annual Fee
₹750
Joining
₹750 + GST
Forex
3.5%
Waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More
ICICI Bank Platinum Chip Credit Card
2% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5%
Waiver
—
ICICI Bank HPCL Coral Credit Card
2% Reward Points
Annual Fee
₹199
Joining
₹199 + GST
Forex
3.5% of the transaction amount
Waiver
Spend ₹50,000 or more in a year and get your renewal fee waived off
ICICI Bank Emeralde Credit Card
4% points
Annual Fee
₹12,000
Joining
₹12,000 + GST
Forex
2%
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh or More
ICICI Bank Parakram Select Credit Card
5% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% per month or 42% annually
Waiver
—
ICICI Bank Diamant Credit Card
6% points
Annual Fee
₹10,000
Joining
₹1,25,000 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹25L annual spend
ICICI Bank Expressions Credit Card
3% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.50% of the conversion amount
Waiver
Waived on ₹1.5L annual spend
ICICI Bank Parakram Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% per month or 42% annually.
Waiver
—
ICICI Bank Mine Credit Card
1% cashback
Annual Fee
FREE
Joining
Nil (Starter)
Forex
3.5% on international transactions
Waiver
Spend-based waiver on monthly spending of ₹10,000 with the Pro Plan and ₹20,000 with the Premium Plan
ICICI Bank Ferrari Signature Credit Card
2% points
Annual Fee
₹999
Joining
₹3,999 + GST
Forex
3.5% on all overseas transactions.
Waiver
The annual fee is waived off on spending ₹2,50,000 or more in the previous year.
Chennai Super Kings ICICI Bank Credit Card
2% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% on all foreign currency spends
Waiver
Waived on ₹1.5L annual spend
Accelero ICICI Bank Credit Card
2% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% of the amount transacted
Waiver
If the cardholder is able to spend ₹1.25 Lakhs using this credit card, the renewal fee will be waived off.
ICICI Bank HPCL Platinum Credit Card
2% points
Annual Fee
₹199
Joining
₹199 + GST
Forex
3.50% on all foreign currency spends.
Waiver
The renewal fee can be waived on spending ₹50,000 or more in the preceding year.
InterMiles ICICI Bank Rubyx Credit Card
3% points
Annual Fee
₹2,500
Joining
₹2,500 + GST
Forex
3.5% of the transaction amount
Waiver
Waived for InterMiles Platinum Tier members
InterMiles ICICI Bank Coral Credit Card
2% points
Annual Fee
₹1,250
Joining
₹1,250 + GST
Forex
3.5% of transaction amount
Waiver
—
InterMiles ICICI Bank Sapphiro Credit Card
4% rewards
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
ICICI Bank VISA Signature Credit Card
5% points
Annual Fee
₹2,000
Joining
₹25,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
ICICI Bank Carbon Credit Card
2% points
Annual Fee
FREE
Joining
₹1,000 + GST
Forex
3.5% of the transaction amount
Waiver
—
ICICI Bank British Airways Classic Credit Card
0.5% rewards
Annual Fee
₹3,500
Joining
NIL
Forex
3.5%
Waiver
—
ICICI Bank Manchester United Platinum Credit Card
2% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% on all foreign currency spends
Waiver
Renewal fee waived off if Rs. 1.25 lakh were spent in the previous anniversary year
ICICI Manchester United Signature Credit Card
3% points
Annual Fee
₹2,499
Joining
₹2,499 + GST
Forex
3.5% of the transaction amount
Waiver
Spend-based waiver on annual fee if annual spend is more than ₹2,50,000
IDBI bank
1 card
IDBI Bank
4 cards
IDBI Bank Imperium Platinum Credit Card
1.33% points
Annual Fee
₹499
Joining
Nil
Forex
3.5% of the conversion amount
Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
IDBI Winnings RuPay Select Credit Card
2% points
Annual Fee
₹899
Joining
NIL
Forex
3.50%
Waiver
Renewal fee waived on spending ₹90,000 in the previous year
IDBI Aspire Platinum Credit Card
1.33% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% on the conversion amount
Waiver
—
IDBI Euphoria World Credit Card
3% points
Annual Fee
₹1,499
Joining
Nil
Forex
3.5% on all foreign currency transactions
Waiver
Waived on ₹1.5L annual spend
IndusInd Bank
28 cards
IndusInd Platinum Aura Edge Credit Card
0.5% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% on all foreign currency transactions
Waiver
—
EazyDiner IndusInd Bank Credit Card
1% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
IndusInd Legend Credit Card
0.5% points
Annual Fee
FREE
Joining
Nil
Forex
1.8% + GST
Waiver
—
EazyDiner IndusInd Bank Platinum Credit Card
2% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5% of the Transaction Amount
Waiver
—
IndusInd Bank Jio-bp Mobility+ Credit Card
2% points
Annual Fee
FREE
Joining
₹499 + GST
Forex
3.5%
Waiver
Waived on spends of ₹10,000 or more in the first 30 days
IndusInd Bank Platinum RuPay Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
IndusInd Bank Avios Visa Infinite Credit Card
1% miles
Annual Fee
₹5,000
Joining
₹10,000 + GST
Forex
1.5% at Preferred International Destinations and 3.5% Everywhere Else
Waiver
—
IndusInd Bank Pinnacle World Credit Card
2.5% points
Annual Fee
FREE
Joining
₹15,000 + GST
Forex
3.5%
Waiver
—
CRED IndusInd Bank RuPay Credit Card
5% points
Annual Fee
₹499
Joining
Nil
Forex
3.5%
Waiver
—
IndusInd Bank Samman RuPay Credit Card
1% cashback
Annual Fee
₹199
Joining
Nil
Forex
3.5%
Waiver
Waived on ₹75,000 annual spend
IndusInd Bank Crest Credit Card
2.5% points
Annual Fee
₹10,000
Joining
₹75,000 + GST
Forex
3.5% + GST
Waiver
Annual membership fee waived off on spending Rs. 20,00,000 in the previous year
IndusInd Bank Pioneer Heritage Credit Card
1% points
Annual Fee
₹25,000
Joining
₹100,000 + GST
Forex
3.5% + GST
Waiver
Waiver of Annual Charges on Spends of ₹10 Lakh
IndusInd Bank ePay Amex Credit Card
4% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the Transaction Amount
Waiver
—
IndusInd Bank Platinum Credit Card
1.5% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% of the transacted amount.
Waiver
—
IndusInd Nexxt Credit Card
0.67% points
Annual Fee
FREE
Joining
₹10,000 + GST
Forex
3.5% on the conversion amount
Waiver
—
IndusInd Bank Celesta Credit Card
1% points
Annual Fee
₹5,000
Joining
₹25,000 + GST
Forex
3.5% on all foreign currency spends
Waiver
The renewal fee is waived off on spending ₹10 lakhs or more in the last year.
IndusInd Bank Indulge Credit Card
1.5% points
Annual Fee
₹10,000
Joining
₹75,000 + GST
Forex
1.8% + GST
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh Each Year
IndusInd Bank Duo Plus Credit Card
0.67% points
Annual Fee
₹799
Joining
₹1,500 + GST
Forex
2% on all foreign currency spends
Waiver
—
IndusInd Bank Pioneer Legacy Credit Card
1% points
Annual Fee
FREE
Joining
₹50,000 + GST
Forex
1.8%
Waiver
—
IndusInd Bank PIONEER Private Credit Card
3% points
Annual Fee
₹25,000
Joining
Nil
Forex
Zero Forex Charges
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh or More in a Year
Indus Solitaire Credit Card
1% points
Annual Fee
₹10,000
Joining
₹30,000 + GST
Forex
Zero Charge
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh in a Card Anniversary Year
Club Vistara IndusInd Bank Explorer Credit Card
4% points
Annual Fee
₹10,000
Joining
₹40,000 + GST
Forex
Nil
Waiver
—
IndusInd Intermiles Voyage Visa Credit Card
2% miles
Annual Fee
₹2,000
Joining
₹2,000 + GST
Forex
3.5% on the conversion amount
Waiver
—
IndusInd Bank Platinum Select Credit Card
0.67% points
Annual Fee
FREE
Joining
₹999 + GST
Forex
3.5% on all international transactions
Waiver
Nil
IndusInd Bank Iconia Amex Credit Card
1.5% points
Annual Fee
FREE
Joining
₹3,500 + GST
Forex
3.5% on all international transactions.
Waiver
—
IndusInd Bank Iconia Visa Credit Card
0.75% points
Annual Fee
FREE
Joining
₹3,499 + GST
Forex
3.5% on all foreign currency spends.
Waiver
—
IndusInd Bank Signature Visa Credit Card
1.5% points
Annual Fee
FREE
Joining
₹50,000 + GST
Forex
3.5% on all foreign currency transactions.
Waiver
—
IndusInd Bank Payback Credit Card
2% points
Annual Fee
FREE
Joining
₹249 + GST
Forex
3.5% on all foreign transactions
Waiver
—
Kotak Mahindra Bank
27 cards
Kotak League Platinum Credit Card
4% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5% on the conversion amount
Waiver
Get spend based waiver on the annual fee of ₹500 on annual spending of ₹50,000.
IndiGo Kotak Credit Card
1% air miles
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5%
Waiver
—
IndiGo Kotak XL Credit Card
2% miles
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
3.5%
Waiver
—
Kotak Cashback+ Credit Card
0.5% cashback
Annual Fee
₹750
Joining
₹750 + GST
Forex
3.5%
Waiver
Spend-Based Waiver On Spends of ₹2 Lakh Each Year
Kotak White Reserve Credit Card
0% points
Annual Fee
₹12,500
Joining
₹12,500 + GST
Forex
2%
Waiver
The renewal fee can be waived off on spending ₹10,00,000 or more in the previous year.
Kotak Zen Signature Credit Card
5% points
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5%
Waiver
Annual fee waiver on the spending of ₹1,50,000
Kotak Air+ Credit Card
2% miles
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
2%
Waiver
—
PVR INOX Kotak Credit Card
1% movie tickets
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
—
Kotak Solitaire Credit Card
3% miles
Annual Fee
₹25,000
Joining
Nil
Forex
Zero Charges
Waiver
Waived for Solitaire Customers
IndianOil Kotak Credit Card
0.5% points
Annual Fee
₹449
Joining
₹449 + GST
Forex
3.5%
Waiver
Annual fee is waived on spends of ₹50,000 or more in the previous year
Kotak Mojo Platinum Credit Card
1% points
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5%
Waiver
The joining fee is waived off on spending ₹30,000 or more within the first 90 days and the renewal fee is waived off on spending ₹1 lakh or more in the previous year.
Kotak Mahindra Bank UPI RuPay Credit Card
3% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% Per Transaction + GST
Waiver
—
Kotak White Credit Card
0% points
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
3.5% + GST
Waiver
Annual fee waived on expenditure of ₹5 lakh in the preceding year
Kotak 811 Credit Card
0.5% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the transaction amount.
Waiver
Annual fee waived off on spending a minimum of ₹50,000 in the preceding year.
Kotak 811 #DreamDifferent Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% on all international transactions
Waiver
—
6E Rewards XL – Indigo Kotak Bank Credit Card
2% points
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5% on all foreign currency spends
Waiver
—
6E Rewards – IndiGo Kotak Bank Credit Card
1% points
Annual Fee
₹700
Joining
₹700 + GST
Forex
3.5% on all foreign currency spends
Waiver
Not applicable
Kotak Privy League Signature Credit Card
2% points
Annual Fee
₹2,500
Joining
Nil (For Both Variants)
Forex
2% for paid variant and 3.5% for the free variant (exclusive of GST)
Waiver
The annual membership fee will be waived off if the cardholder spends ₹5 lakh in the preceding year or by maintaining Insignia or True Optima Banking Relationship
Kotak Royale Signature Credit Card
2% points
Annual Fee
₹999
Joining
Nil
Forex
3.5% on all foreign currency spends
Waiver
Waived on ₹1L annual spend
Kotak Veer Platinum Credit Card
2% points
Annual Fee
₹299
Joining
Nil
Forex
3.5% on all foreign transactions.
Waiver
Annual fee waiver on spending ₹50,000 or more in a year.
Kotak Essentia Platinum Credit Card
10% points
Annual Fee
₹749
Joining
₹1,499 + GST
Forex
3.5% + GST
Waiver
—
Kotak Bank Fortune Gold Card
1% cashback
Annual Fee
FREE
Joining
Nil
Forex
3.5% per foreign conversion.
Waiver
—
PVR Kotak Platinum Credit Card
1% cashback
Annual Fee
₹999
Joining
Nil
Forex
3.5% on all foreign currency spends
Waiver
—
PVR Kotak Gold Credit Card
4% points
Annual Fee
₹499
Joining
Nil
Forex
3.5% on all foreign currency spends
Waiver
—
Myntra Kotak Credit Card
1.25% cashback
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Renewal fee waiver on spends of ₹2 Lakhs in the anniversary year
Kotak Urbane Gold Credit Card
3% points
Annual Fee
₹199
Joining
Nil
Forex
3.5% on all foreign transactions.
Waiver
Get the annual fee waived on spending Rs. 15,000 in the previous year.
Kotak Veer Select Credit Card
3% points
Annual Fee
₹599
Joining
Nil
Forex
3.5%
Waiver
Waived on ₹1L annual spend
one card
1 card
RBL Bank
27 cards
IndianOil RBL Bank Credit Card
5% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Annual Fee Waived on Spends of ₹1.75 Lakh
IRCTC RBL Bank Credit Card
2.5% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
—
RBL Bank ShopRite Credit Card
1% points
Annual Fee
FREE
Joining
Lifetime Free
Forex
3.5%
Waiver
—
RBL World Safari Credit Card
5% points
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
Nil
Waiver
—
IndianOil RBL Bank XTRA Credit Card
7.5% points
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5%
Waiver
Annual Fee Waiver on Spends of ₹2.75 Lakh
RBL Bank Cookies Credit Card
1% points
Annual Fee
₹100
Joining
₹100 + GST
Forex
Up to 3.5% on all foreign currency spends
Waiver
Waived on ₹5,000 monthly spend
RBL Bank Nova Credit Card
6% points
Annual Fee
₹12,500
Joining
₹12,500 + GST
Forex
2%
Waiver
—
BookMyShow RBL Bank Play Credit Card
1% movie tickets
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% of the total transaction amount
Waiver
Waived on ₹1.5L annual spend
RBL Bank Aspire Banking Credit Card
1% cashback
Annual Fee
₹1,500
Joining
₹1,500 + GST
Forex
3.5%
Waiver
Lifetime free for Aspire Banking customers
RBL Platinum Delight Credit Card
2% points
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
Up to 3.5% on all foreign currency spends
Waiver
Waived on ₹2L annual spend
RBL Bank Icon Credit Card
2% points
Annual Fee
₹5,000
Joining
₹5,000 + GST
Forex
3.5% on all international transactions
Waiver
—
RBL Bank Platinum Maxima Plus Credit Card
2% points
Annual Fee
₹2,500
Joining
₹2,500 + GST
Forex
Up to 3.5% on all foreign currency transactions.
Waiver
—
RBL Bank iGlobe Credit Card
5% points
Annual Fee
₹3,000
Joining
₹3,000 + GST
Forex
1.5%
Waiver
—
RBL Bank QuickPay Credit Card
0.5% points
Annual Fee
₹99
Joining
₹99 + GST
Forex
3.5%
Waiver
—
Patanjali RBL Bank Vishisht Credit Card
10% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Annual fee is waived for spending of ₹1.5 lakhs
RBL Bank Insignia Preferred Banking World Card
5% points
Annual Fee
₹7,000
Joining
₹7,000 + GST
Forex
1.5%
Waiver
Waiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)
RBL World Prime Credit Card
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
RBL Bank Novio Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
—
RBL Bank Popcorn Credit Card
2% points
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
Up to 3.5% on all foreign currency spends
Waiver
—
Patanjali RBL Bank Swarn Credit Card
10% cashback
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5%
Waiver
—
RBL Signature Banking Credit Card
1% cashback
Annual Fee
₹2,500
Joining
Waived for Signature Customers
Forex
—
Waiver
Waived for Signature Customers
RBL Bank SalarySe UP Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Renewal fee is waived if the cardholder spends ₹2 Lakh or more in the previous year.
RBL Bank DMI Finance Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
—
RBL Bank Monthly Treats Credit Card
2% points
Annual Fee
₹600
Joining
₹50 + GST
Forex
3.5% on the conversion amount
Waiver
Waived on ₹3,000 monthly spend
RBL Bank Titanium Delight Card
1% points
Annual Fee
₹750
Joining
₹750 + GST
Forex
3.5% on all foreign currency spends.
Waiver
Waived on ₹1L annual spend
Zomato Edition Classic Credit Card
1% rewards
Annual Fee
₹500
Joining
₹500 + GST
Forex
Up to 3.5% (plus applicable taxes)
Waiver
—
RBL Bank Edition Credit Card
1% points
Annual Fee
₹2,000
Joining
₹2,000 + GST
Forex
1.5% + GST
Waiver
Spend Rs. 4,00,000 in the previous year and get a waiver on the annual fee.
SBI Card
55 cards
Cashback SBI Credit Card
1% cashback
Annual Fee
₹999
Joining
₹999 + GST
Forex
3.5% of the international transaction
Waiver
Waived on ₹2L annual spend
SBI SimplyCLICK Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Annual charges waived on spends of ₹1 lakh
PhonePe SBI PURPLE Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Renewal Fee Reversed on Spends of ₹1 Lakh
Flipkart SBI Credit Card
1% cashback
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
Annual Charges are Reversed on Spends of ₹3.5 Lakh
Tata Neu Plus SBI Credit Card
1% NeuCoins
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Annual Fee Reversed on Spends of ₹1 Lakh
IndiGo SBI Credit Card
1% air miles
Annual Fee
₹1,499
Joining
₹1,499 + GST (~₹1,768)
Forex
3.5%
Waiver
—
Apollo SBI SELECT Credit Card
10% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5%
Waiver
Annual charges reversed on spending of ₹3 Lakh or more
IRCTC RuPay SBI Credit Card
1% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5%
Waiver
—
BPCL SBI Credit Card
0.25% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% of the transaction amount
Waiver
Renewal fee is waived off on a minimum spend of ₹50,000 in an anniversary year.
PhonePe SBI SELECT BLACK Credit Card
1% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5%
Waiver
Annual charges are reversed on spends of ₹3 Lakh
Tata Neu Infinity SBI Credit Card
1.5% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
1.99% + GST
Waiver
Annual Fee Reversed on Spends of ₹3 Lakh
BPCL SBI Octane Credit Card
1% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% of the transaction amount
Waiver
Next year’s renewal fee waived on annual expenditure of ₹2 lakh
SBI Card PULSE
2% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% of the transaction amount
Waiver
Renewal fee waived on ₹2L annual spend
SBI SimplySAVE UPI RuPay Credit Card
0.17% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Waived on ₹1L annual spend
IndiGo SBI ELITE Credit Card
2% air miles
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
3.5%
Waiver
—
SBI Prime Credit Card
0.5% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5% + GST
Waiver
Renewal fee waived on ₹3L annual spend
Reliance SBI Card
5% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% of the Transaction Amount
Waiver
Waiver of Annual Charges on Spends of ₹1 Lakh
SBI MILES Credit Card
1% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3% of the amount transacted.
Waiver
Annual Fee is Reversed on Spending ₹6 Lakhs
Titan SBI Credit Card
6% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5% of the Transaction Amount
Waiver
Spend-Based Waiver On Spends of ₹3 Lakh
Landmark Rewards SBI PRIME Credit Card
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
Landmark Rewards SBI SELECT Credit Card
15% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5%
Waiver
—
Landmark Rewards SBI Credit Card
10% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
—
SBI Aurum Credit Card
1% points
Annual Fee
₹9,999
Joining
₹9,999 + GST
Forex
1.99% of the transaction amount
Waiver
Annual membership fee waived off on annual spends of ₹12,00,000
SBI MILES PRIME Credit Card
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
2.5% of the amount transacted.
Waiver
Annual fee is reversed on spending ₹10 Lakhs.
Reliance SBI Card PRIME
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5% of the Transaction Amount
Waiver
Waiver of Annual Charges on Spends of ₹3 Lakh
KrisFlyer SBI Credit Card
2% miles
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
SBI Elite Credit Card
0.5% points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
1.99% of the transaction amount
Waiver
Waived on spends of ₹10 lakh or more
SBI Miles Elite Credit Card
6% points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
1.99%
Waiver
Annual Fee is Reversed on Spending ₹15 Lakh in a Year
KrisFlyer SBI Card Apex
5% miles
Annual Fee
₹9,999
Joining
₹9,999 + GST
Forex
3.5%
Waiver
—
SBI Shaurya Credit Card
1% points
Annual Fee
₹250
Joining
₹250 + GST
Forex
3.5% on all foreign currency spends
Waiver
Renewal fee waived on ₹50,000 annual spend
SBI Shaurya Select Credit Card
10% points
Annual Fee
₹1,499
Joining
Nil
Forex
3.5% on all foreign currency spends
Waiver
Waived on ₹1.5L annual spend
Doctor's IMA SBI Card
0.25% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% + GST
Waiver
Renewal fee reversed on ₹2 Lakhs annual spend
Etihad Guest SBI Credit Card
1% miles
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% (plus applicable taxes)
Waiver
Annual membership fee waived off (2nd year onwards) on minimum spends of ₹3 lakh in the previous year
Club Vistara SBI Credit Card
1.5% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% on the transaction amount
Waiver
—
Air India SBI Platinum Credit Card
2% miles
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% + GST
Waiver
—
Mumbai Metro SBI Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
Waiver of renewal fee on spending ₹1,00,000 in the previous year
Club Vistara SBI Card PRIME
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5% (plus applicable taxes)
Waiver
—
Air India SBI Signature Credit Card
4% miles
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
3.5% of the amount transacted
Waiver
—
OLA Money SBI Credit Card
1% points
Annual Fee
₹499
Joining
Nil
Forex
3.5% on all foreign currency spends
Waiver
Waived on ₹1L annual spend
Nature’s Basket SBI Card
1% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% on all international transactions.
Waiver
Waiver of renewal fee on the spending of ₹2 Lakhs or more in the previous year.
Delhi Metro SBI Credit Card
10% points
Annual Fee
₹500
Joining
₹500 + GST
Forex
3.5% on the conversion amount
Waiver
Renewal fee waived on ₹1,00,000 annual spend
TATA STAR Select Credit Card
3% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
SBI Unnati Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5% on the conversion amount
Waiver
Waived for first 4 years
Yatra SBI Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% per conversion
Waiver
Annual and renewal fees can be waived if you spend ₹1 Lakh in a year.
FABIndia SBI Card SELECT
2% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% of the transaction amount
Waiver
Annual fee waived off on spends of ₹2 lakh in the previous year
FABINDIA SBI Credit Card
5% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% on all foreign currency spends.
Waiver
Get your renewal fee waived off on a minimum spend of ₹1 lakh in the previous year.
Paytm SBI Credit Card Select
1% cashback
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% of the total transaction value.
Waiver
—
Paytm SBI Credit Card
1% cashback
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% of the amount transacted.
Waiver
—
Lifestyle Home Centre SBI Card
5% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% of the transaction amount
Waiver
—
Lifestyle Home Centre SBI Card Prime
2% points
Annual Fee
₹2,999
Joining
₹2,999 + GST
Forex
3.5%
Waiver
—
Apollo SBI Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% on all international transactions
Waiver
Waiver of renewal fee on the spending of ₹1 Lakh or more in the previous year.
Max SBI Card SELECT
2% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% of the total transaction value.
Waiver
—
Nature's Basket SBI Card Elite
2% points
Annual Fee
₹4,999
Joining
₹4,999 + GST
Forex
3.5% of the transaction amount
Waiver
Annual fee waived off on spending ₹10 lakhs or more in the previous year.
Aditya Birla SBI Card SELECT
2% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% on the conversion amount
Waiver
—
Aditya Birla SBI Credit Card
1% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5% on the conversion amount
Waiver
—
Yes Bank
13 cards
Klick RuPay Credit Card
1% points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
Nil
Yes Bank RESERV Credit Card
12% points
Annual Fee
₹2,499
Joining
₹2,499 + GST
Forex
1.75% (plus applicable taxes)
Waiver
The Joining Fee is Waived on Spending ₹40,000 Within 30 Days of Card Issuance. and the Renewal Fee is Waived on Annual Spends of ₹3 Lakh or More.
YES Select Credit Card
4% points
Annual Fee
₹599
Joining
₹599 + GST
Forex
2.75% on all foreign currency spends
Waiver
Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.
YES Bank BYOC Credit Card
1% cashback
Annual Fee
₹49
Joining
₹49 + GST (Monthly)
Forex
3.5% of the total transaction amount
Waiver
—
Yes Bank Marquee Credit Card
4.5% points
Annual Fee
₹4,999
Joining
₹9,999 + GST
Forex
1% of the Transaction Amount
Waiver
Spend ₹10 Lakh in a Year
YES ACE Credit Card
4% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
2.75% of the transaction amount
Waiver
Waiver of joining and renewal fee on the basis of the amount spent using the credit card.
YES Bank Wellness Plus Credit Card
6% points
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.5% on all international spends.
Waiver
—
Yes Bank RuPay Credit Card
2% points
Annual Fee
FREE
Joining
Nil
Forex
2.75% of the transaction amount
Waiver
—
Yes Bank Wellness Credit Card
4% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.5%
Waiver
—
Yes Private/Private Prime Credit Card
20% points
Annual Fee
₹10,000
Joining
₹50,000 + GST
Forex
0.50%
Waiver
Renewal fee waived off on spends of ₹25,00,000 (for Yes Private Credit Card) or ₹20,00,000 (for Yes Private Prime Credit Card) in the preceding year
YES Prosperity Cashback Plus Credit Card
0.75% cashback
Annual Fee
₹1,499
Joining
₹1,499 + GST
Forex
3.4% on all foreign currency spends
Waiver
—
YES First Preferred Credit Card
4% points
Annual Fee
₹999
Joining
₹999 + GST
Forex
1.75% on all foreign currency spends
Waiver
The joining fee can be waived if you spend ₹50,000 in first 90 days. The renewal fee can be waived off on spending ₹4 lakhs or more in the preceding year.
YES Prosperity Rewards Credit Card
2% points
Annual Fee
₹499
Joining
₹499 + GST
Forex
3.4%
Waiver
Joining Fee Waiver on Spend of ₹10,000 Within the First 30 Days of Card Issuance. On Annual Spends of ₹1 Lakh, Get the Annual Fee Waiver