Axis Bank Primus Credit Card
Axis Bank
Annual Fee
₹3,00,000
Joining Fee
₹5,00,000 + GST
Base Reward
1% points
Foreign Markup
Nil
Interest Rate
1% Per Month (12.68% Per Annum)
Welcome Benefits
25,000 Axis EDGE Miles OR ₹40,000 Gift Card from ITC Hotels
Product Highlights
- Unlimited complimentary domestic lounge access
- 1 EDGE Mile for every ₹100 spent
Rewards
Earn 1 EDGE Mile for every ₹100 spent on all transactions, including rent, shopping, utility, insurance, fuel, and travel. EDGE Miles can be converted to partner miles at a ratio of 1:5 with partners like Accor, Air India, Air France, ITC, and others.
Redemption
Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles.
Benefits & Features
Domestic: Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. (12 Free Guests Visits Each Year.) International: Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. (12 Complimentary Visits Each Year for Guests.) All primary and add-on Primus Credit Cardholders are eligible for unlimited complimentary domestic airport lounge access.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Earn 1 EDGE Mile for every ₹100 spent on all transactions
- Favorable conversion ratio of 1:5 for partner miles
Cons
- High joining fee of ₹5,90,000 including GST
- No spend-based annual fee waiver