All Cards
rupaybasiccredit
IndianOil RBL Bank Credit Card
RBL Bank
fuel
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
5% points
Foreign Markup
3.5%
Fee Waiver
Annual Fee Waived on Spends of ₹1.75 Lakh
Interest Rate
2.5% to 3.99% Per Month
Welcome Benefits
1,000 Fuel Points
Product Highlights
- Dedicated fuel spends credit card
- Affordable fee of ₹500
Rewards
Earn 10 Fuel Points/₹100 spent at IndianOil outlets. 1 Fuel Point/₹100 on other eligible purchases.
Redemption
1 Fuel Point = ₹0.50 When Redeeming at IndianOil Stations
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
fuel | 5%(10 Fuel Points/₹100 Spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| IndianOil | 10 Fuel Points/₹100 Spent(Max 1,000 Fuel Points per month) | offline |
Benefits & Features
1% Waiver
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverAnnual Fee Waived on Spends of ₹1.75 Lakh
Foreign Markup3.5%
Interest Rate2.5% to 3.99% Per Month
Cash Advance2.5% or a Minimum of ₹500
Redemption Fee₹99 + GST
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Advantageous for those who purchase fuel at IndianOil stations
Cons
- Does not offer a high reward rate for spending other than fuel
Additional Info
Best for fuel purchases
Can be linked to UPI applications
A maximum of 1,000 Fuel Points can be earned each month, offering savings of ₹500 each month.
Partner Merchants
IndianOil