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IndusInd Bank Samman RuPay Credit Card
IndusInd Bank
shopping
Annual Fee
₹199
Joining Fee
Nil
Base Reward
1% cashback
Foreign Markup
3.5%
Fee Waiver
Waived on ₹75,000 annual spend
Interest Rate
3.95% per month
Welcome Benefits
N/A
Product Highlights
- 1% cashback on spends up to ₹20,000
- Two complimentary movie tickets each year
- Zero cash withdrawal fees
Rewards
1% cashback on spends of up to ₹20,000 in a statement cycle, capped at ₹200.
Redemption
N/A
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 1%(1% Cashback on Spends up to ₹20,000) | No cap |
Benefits & Features
Domestic: RuPay Exclusive Lounge Access at DEL T3 Terminal (Once Each Month) International: N/A Full lounge access description not provided.
Fees & Charges
Annual Fee₹199
Joining FeeNil
Fee WaiverWaived on ₹75,000 annual spend
Foreign Markup3.5%
Interest Rate3.95% per month
Cash AdvanceNil
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- No charges for cash advances
- Two free movie tickets each year
Cons
- Limited benefits overall
- Cashback capped at ₹200 per month
Additional Info
This card is exclusively for government employees.
Maximum cashback of ₹200 per month.