Accelero ICICI Bank Credit Card
ICICI Bank
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
2% points
Foreign Markup
3.5% of the amount transacted
Fee Waiver
If the cardholder is able to spend ₹1.25 Lakhs using this credit card, the renewal fee will be waived off.
Interest Rate
3.40% per month
Welcome Benefits
Complimentary roadside repair services, car wash, general checkup, etc for the first year.
Product Highlights
- 2 Reward Points for every ₹100 spent.
- Complimentary roadside assistance.
- 25% discount on movies through Bookmyshow.
- 1 complimentary airport lounge access every quarter.
Rewards
Earn 2 Reward Points for every ₹100 spent. Get a cashback of 2.5% on fuel purchases from HPCL petrol pumps.
Redemption
1 Reward Point = ₹0.25 against cashback or gifts.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 2%(2 Reward Points on every ₹100 spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| HPCL | 2.5% CashBack(Maximum benefit of ₹200 per month.) | offline |
Benefits & Features
Domestic: 1 complimentary visit per quarter (On spending ₹75,000 or more in the previous quarter.) International: N/A 1 complimentary domestic lounge access each quarter.
Fees & Charges
Eligibility
Min Age
21 years
Available Networks
Pros & Cons
Pros
- 2.5% cashback on fuel purchases from HPCL.
- Waived renewal fee on spending ₹1.25 Lakhs.
- Complimentary car wash and general checkups.
Cons
- Limited to 1 complimentary lounge access per quarter.
- High foreign currency markup of 3.5%.
Additional Info
Important note 1
Note 2
Maximum benefit of ₹200 per month on fuel cashback.
Excluded Categories