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rupayselectcredit
Indian Army YODDHA BOBCARD Credit Card
Bank of Baroda
travelshopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
2% points
Foreign Markup
3.5% of the total transaction amount.
Interest Rate
3.49% per month
Welcome Benefits
Get 6-Month Complimentary Fitpass Pro Membership
Product Highlights
- Lifetime free credit card
- Get a complimentary 6-month Fitpass Pro membership
- Get up to 10 Reward Points on every spend of ₹100
- Get complimentary domestic lounge access every year
- Insurance coverage is worth ₹20 lakhs in the case of a personal accident
Rewards
You get 2 Reward Points on every retail spend of ₹100 and 10 Reward Points for every ₹100 spent on departmental stores & groceries.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 10%(10 Reward Points for every ₹100 spent on departmental stores & groceries) | No cap |
other | 2%(2 Reward Points on every retail spend of ₹100) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 10 Reward Points for every ₹100 spent | online |
Benefits & Features
Domestic: 8 Free Domestic Airport Lounge Access Each Year. (2 Per Quarter on Spends of ₹20,000 in the Previous Quarter.) Complimentary domestic lounge access every year.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the total transaction amount.
Interest Rate3.49% per month
Cash Advance2.5% or minimum ₹300 at domestic ATMs, and 3% or a minimum of ₹300 at international ATMs.
Redemption FeeNil
Eligibility
Min Age
18 years
Available Networks
rupay
Pros & Cons
Pros
- Lifetime free credit card
- Complimentary 6-month Fitpass Pro membership
- Up to 10 Reward Points on every spend of ₹100
- Complimentary domestic lounge access every year
- Free Amazon Prime membership on achieving the spend milestone
Cons
- Exclusively for Indian Army personnel
- No international lounge access mentioned
Additional Info
Important note 1
Note 2
Maximum waiver per month is capped at ₹250.
Partner Merchants
Amazon