KrisFlyer SBI Card Apex
SBI Card
Annual Fee
₹9,999
Joining Fee
₹9,999 + GST
Base Reward
5% miles
Foreign Markup
3.5%
Interest Rate
3.75% Per Month (45% Per Annum)
Welcome Benefits
10,000 KrisFlyer Miles upon realization of joining fees and making the first transaction within the first 60 days of card issuance.
Product Highlights
- High reward rate on Singapore Airlines spends
- Complimentary lounge access
- Milestone benefits for frequent travelers
Rewards
10 KrisFlyer Miles/₹200 spent on Singapore Airlines Group (Singapore Airlines, Scoot, Pelago, Kris+, and the KrisShop website), 8 KrisFlyer Miles/₹200 on international spends, 6 KrisFlyer Miles/₹200 on all other eligible spends.
Redemption
Rewards are Earned as KrisFlyer Miles.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Singapore Airlines | 10 KrisFlyer Miles/₹200 | online |
| Scoot | 10 KrisFlyer Miles/₹200 | online |
| Pelago | 10 KrisFlyer Miles/₹200 | online |
| Kris+ | 10 KrisFlyer Miles/₹200 | online |
| KrisShop | 10 KrisFlyer Miles/₹200 | online |
Benefits & Features
Domestic: 2 Visits Each Quarter (8 Annually) International: 8 Airport Visits Abroad Annually Priority Pass for the first two years of card membership.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Generous number of domestic and international lounge visits
- Priority Pass membership for primary cardholders
- Attractive milestone benefits
Cons
- High annual fee of ₹9,999
- Limited rewards outside travel
- High forex charge of 3.5%
Additional Info
KrisFlyer Miles are valid for two years from the date of credit.
If you close your KrisFlyer SBI Card, redeem your KrisFlyer Miles within 30 days of closure.
Excluded Categories