All Cards
visasignaturecredit
OneCard Metal Credit Card
one card
shoppingfood
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
2% points
Foreign Markup
1%
Interest Rate
3.75% Per Month or 45% Per Annum
Product Highlights
- Lifetime free credit card
- 1 Reward Point per ₹50 spent
- 5x Reward Points on top two spend categories
- 1% foreign currency markup fee
- 3.75% interest rate per month
Rewards
Earn 1 Reward Point per ₹50 spent and 5x Reward Points on the top two spend categories of the month.
Redemption
1 Reward Point = ₹0.10
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 5x Reward Points | online |
| Flipkart | 5x Reward Points | online |
| Levi's | 5x Reward Points | online |
Benefits & Features
1% Waiver on Fuel Transactions Up to ₹400 Each Month
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup1%
Interest Rate3.75% Per Month or 45% Per Annum
Cash Advance2.5% of the transaction amount, subject to a minimum amount of ₹300
Eligibility
Min Age
18 years
Available Networks
visamastercardrupay
Pros & Cons
Pros
- Lifetime free credit card
- Low forex markup fee
- Ability to earn fractional Reward Points
Cons
- No welcome benefits
- No lounge access
- Limited insurance benefits
Partner Merchants
AmazonFlipkartLevi's