Mumbai Metro SBI Card
SBI Card
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% points
Foreign Markup
3.5%
Fee Waiver
Waiver of renewal fee on spending ₹1,00,000 in the previous year
Interest Rate
3.50% per month
Welcome Benefits
Get ₹50 as preloaded value on Mumbai Metro SBI Card. Get 2000 reward points on spending ₹2,000 within 60 days of card issuance.
Product Highlights
- Auto top-up facility
- Exclusive for Mumbai metro travelers
Rewards
Earn 10 reward points on every ₹100 spent on top-up. Earn 10 reward points on every ₹100 spent on dining, movies, grocery, and departmental stores (up to 5000 RPs in a month). Earn 1 reward point on every ₹100 spent on other categories.
Redemption
1 RP = ₹0.25 against statement, e-vouchers, gifts, purchasing electronics, homeware, accessories, lifestyle products, Disney+ Hotstar Premium memberships, livemint subscription and more.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 10%(10 reward points on every ₹100 spent on top-up) | No cap |
dining | 10%(10 reward points on every ₹100 spent on dining, movies, grocery, and departmental stores) | No cap |
other | 1%(1 reward point on every ₹100 spent on other categories) | No cap |
Benefits & Features
1% waived on ₹500-₹3000 transactions, capped at ₹100
Fees & Charges
Eligibility
Min Age
21 years
Available Networks
Pros & Cons
Pros
- 10 reward points on every ₹100 spent on top-up
- 10 reward points on every ₹100 spent on dining, movies, grocery, and departmental stores
Cons
- No travel benefits
- Limited to specific categories for higher rewards
Additional Info
The card can be used as a metro card and automatically gets recharged.
The cardholder must have a decent credit history.
Earn up to 5000 reward points in a month on selected categories.