RBL Bank Aspire Banking Credit Card
RBL Bank
Annual Fee
₹1,500
Joining Fee
₹1,500 + GST
Base Reward
1% cashback
Foreign Markup
3.5%
Fee Waiver
Lifetime free for Aspire Banking customers
Interest Rate
Up to 3.99% per month
Welcome Benefits
N/A
Product Highlights
- Cashback on eligible spends
- Complimentary lounge access
Rewards
1% cashback on all eligible spends, capped at ₹1,000 per billing cycle. Unlimited 3% cashback on flights, hotels, shopping, and vouchers when purchased through the RBL Rewards Portal.
Redemption
Cashback is Transferred to RBL Savings Account
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 3%(3% CashBack via RBL Rewards Portal) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| RBL Rewards Portal | 3% CashBack | online |
Benefits & Features
Domestic: 1 complimentary visit each quarter (On spends of ₹35,000 or more in the previous quarter) International: N/A (N/A) One complimentary domestic airport lounge visit each quarter on spends of ₹35,000 or more in the previous quarter. Unused visits shall not be carried forward.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Lifetime free for Aspire Banking customers
- Unlimited 3% cashback on RBL Rewards Portal
Cons
- 1% base cashback capped at ₹1,000 per billing cycle
- Certain transactions excluded from cashback
Additional Info
Card becomes lifetime free for Aspire Banking customers
Cashback on certain transactions may not apply
Capped at ₹1,000 per billing cycle for base cashback
Excluded Categories