Landmark Rewards SBI PRIME Credit Card
SBI Card
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
2% points
Foreign Markup
3.5%
Interest Rate
3.75% Per Month (45% Annually)
Welcome Benefits
12,000 Reward Points Worth ₹3,000
Product Highlights
- 12,000 Reward Points as welcome benefit
- 8 complimentary domestic lounge visits per year
- 4 complimentary international lounge visits per year
Rewards
Earn 25 Reward Points/₹100 spent at Landmark Stores such as Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy. Earn 10 Reward Points/₹100 spent for Dining, Movies & International Spends. Earn 2 Reward Points/₹100 spent for Other Eligible Purchases.
Redemption
4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 25%(25 RPs/₹100 at Landmark Stores) | No cap |
dining | 10%(10 RPs/₹100 for Dining, Movies & International Spends) | No cap |
other | 2%(2 RPs/₹100 for Other Eligible Purchases) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Lifestyle | 25 RPs/₹100 | offline |
| Home Centre | 25 RPs/₹100 | offline |
| SPAR | 25 RPs/₹100 | offline |
| Max | 25 RPs/₹100 | offline |
| Baby Shop | 25 RPs/₹100 | offline |
| EasyBuy | 25 RPs/₹100 | offline |
Benefits & Features
Domestic: 8 Free Visits Each Year (Maximum 2 Per Quarter) (Max 2 visits per quarter) International: 4 Free Visits Each Year (Maximum 2 Per Quarter) (Limited to 2 visits per quarter) Free Airport Lounge Access with unused visits lapsing at the end of the quarter.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- 12,000 Reward Points on renewal
- High reward rate at Landmark stores
Cons
- Best suited for Landmark shoppers
- Limited benefits for non-Landmark purchases
Additional Info
The card is best for frequent shoppers at Landmark brands.
Annual fee offset by welcome and renewal benefits.
Excluded Categories