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ICICI Bank Emeralde Private Metal Credit Card
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ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank

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Annual Fee

₹12,499

Joining Fee

₹12,499 + GST

Base Reward

3% points

Foreign Markup

2% of the total transaction amount

Fee Waiver

Waived on spending ₹10 Lakhs or above in the card anniversary year

Interest Rate

3.75% per month

Welcome Benefits

Complimentary Taj Epicure and EazyDiner Membership and 12,500 Bonus Reward Points

Product Highlights

  • Complimentary Taj Epicure and EazyDiner Prime membership
  • Bonus 12,500 ICICI Reward Points
  • Unlimited complimentary golf rounds
  • Unlimited domestic and international lounge access

Rewards

Earn 6 Reward Points for every ₹200 spent across various eligible categories.

Redemption

Redeem Reward Points up to ₹1 Value for Hotels, Flights, Vouchers and More

Benefits & Features

Domestic: Unlimited Free Domestic Airport Lounge Access (Present card at lounge reception with boarding pass.) International: Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders (Available for both primary and add-on cardholders.) Unlimited lounge access for primary and add-on cardholders.

Fees & Charges

Annual Fee₹12,499
Joining Fee₹12,499 + GST
Fee WaiverWaived on spending ₹10 Lakhs or above in the card anniversary year
Foreign Markup2% of the total transaction amount
Interest Rate3.75% per month
Cash AdvanceNil

Eligibility

Available Networks

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Pros & Cons

Pros

  • Good reward rate of 3%
  • Complimentary domestic and international lounge access for primary and add-on cardholders

Cons

  • EaseMyTrip could be a more prominent travel partner for vouchers

Additional Info

Excluded Categories

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Partner Merchants

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ICICI Bank Emeralde Private Metal Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane