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IndiGo SBI Credit Card

SBI Card

travel

Annual Fee

₹1,499

Joining Fee

₹1,499 + GST (~₹1,768)

Base Reward

1% air miles

Foreign Markup

3.5%

Interest Rate

3.75% per month

Welcome Benefits

2,500 IndiGo BluChips

Product Highlights

Affordable joining and annual fee of ₹1,499 + GST
Complimentary airport lounge access

Rewards

Earn 3 IndiGo BluChips/₹100 on the IndiGo App & Web, 2 IndiGo BluChips/₹100 on Hotel/Lodging & Travel MCCs, and 1 IndiGo BluChip/₹100 on All Other Spends.

Redemption

BluChips can be redeemed for flight bookings with IndiGo.

Benefits & Features

Domestic: One Free Visit Each Quarter (On making spends of ₹50,000 or more in the previous quarter.) Complimentary access based on spending criteria.

Fees & Charges

Annual Fee₹1,499

Joining Fee₹1,499 + GST (~₹1,768)

Foreign Markup3.5%

Interest Rate3.75% per month

Cash Advance2.5% or ₹500 (Whichever is Higher)

Eligibility

Available Networks

mastercardrupay

Pros & Cons

Pros

2,500 IndiGo BluChips offered as a renewal benefit
Strong incentive to keep the card with additional BluChips

Cons

Airport lounge access is spend-based
Must spend ₹50,000 in the previous quarter for lounge access

Additional Info

Excluded Categories

cash withdrawalsbalance transfersFlexipaye-wallet uploadscashback transactionsrentalsfuelutility billsgaminggovernment transactions

Partner Merchants

IndiGo