Flipkart Axis Bank Credit Card
Axis Bank
Annual Fee
FREE
Joining Fee
Lifetime Free (Limited Time Offer)
Base Reward
1% cashback
Foreign Markup
3.5%
Fee Waiver
Annual fee waived on spends of ₹3.5L
Interest Rate
3.75% Per Month (55.55% annually)
Welcome Benefits
Benefits Worth ₹350 on Card Issuance
Product Highlights
- 5% cashback on all eligible purchases made on Flipkart and ClearTrip.
- 7.5% cashback on Myntra.
- 4% cashback on preferred partners, including Swiggy, Uber, PVR, and cult.fit.
Rewards
5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, cult.fit), and 1% Cashback on All Other Spends.
Redemption
N/A
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5% Cashback) | No cap |
other | 4%(4% Cashback on Preferred Partners) | No cap |
dining | 4%(4% Cashback on Partner Dining) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Flipkart | 5% Cashback(Capped at ₹4,000 per quarter) | online |
| Cleartrip | 5% Cashback(Capped at ₹4,000 per quarter) | online |
| Myntra | 7.5% Cashback(Capped at ₹4,000 per quarter) | online |
| Swiggy | 4% Cashback(N/A) | online |
| Uber | 4% Cashback(N/A) | online |
| PVR | 4% Cashback(N/A) | online |
| cult.fit | 4% Cashback(N/A) | online |
Benefits & Features
4% direct cashback on preferred partners, including Uber rides.
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Min Income (Salaried)
₹15,000
Min Income (Self-Employed)
₹30,000
Available Networks
Pros & Cons
Pros
- High 5% cashback on Flipkart and ClearTrip.
- 7.5% cashback on Myntra.
- 4% cashback on preferred partners like Swiggy and Uber.
Cons
- 1% cashback on offline spends.
- No insurance benefits offered.
Additional Info
Important: Cashback does not apply to certain categories of transactions including fuel spends, rental payments, and insurance.
The card offers a lifetime free membership as a limited-time offer.
Cashback is directly adjusted against the card’s statement balance every month.
Capped at ₹4,000 for each platform.
Excluded Categories