IndusInd Bank Indulge Credit Card
IndusInd Bank
Annual Fee
₹10,000
Joining Fee
₹75,000 + GST
Base Reward
1.5% points
Foreign Markup
1.8% + GST
Fee Waiver
Annual Fee Waiver on Spends of ₹10 Lakh Each Year
Interest Rate
1.79% per month
Welcome Benefits
N/A
Product Highlights
- First credit card in Indian sub-continent with pure 22K gold inlay.
- No pre-set credit limit.
- 1.5 Reward Points for every ₹100 spent using the card.
- Complimentary domestic and international lounge access.
- 24×7 concierge service.
Rewards
1.5 Reward Points for every ₹100 spent using the card. Buy One Get One Offer on BookMyShow (Capped at ₹700). ₹3,000 Voucher from EazyDiner (Twice Each Year).
Redemption
Reward Points Redeemable Against Cash Credit, IndusMoments, or KrisFlyer Miles. 1 Reward Point = ₹1.
Benefits & Features
Domestic: 6 complimentary domestic lounge access per quarter under the Visa Lounge program. International: Four Complimentary International Lounge Access Using Priority Pass. Complimentary Priority Pass membership.
Fees & Charges
Eligibility
Min Income (Salaried)
₹36,00,000
Min Income (Self-Employed)
₹42,00,000
Available Networks
Pros & Cons
Pros
- High reward rate of 1.5 Reward Points for every ₹100 spent.
- Complimentary Priority Pass membership.
- Unlimited complimentary access to golf games at selected golf courses.
- Personal air accident cover worth ₹2.5 crores.
Cons
- High annual fee of ₹10,000.
- Joining fee of ₹75,000 + GST.
Additional Info
A maximum of 10,000 reward points can be redeemed in a statement cycle.