AU CA Metal Credit Card
AU Small Finance Bank
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
8% points
Foreign Markup
1.99%
Interest Rate
3.75% per month
Welcome Benefits
Receive 2,000 Reward Points on Spending of ₹5,000 and a Dining Membership on Spending of ₹10,000 within 30 days of Card Activation
Product Highlights
- Lifetime free metal credit card
- Accelerated reward points on business and personal spend
Rewards
Earn 8 Reward Points on Every ₹100 Spend on Dining, Travel, Tax Payments, and Software Purchase, 2 Reward Points on Every ₹100 for Other Purchases, and 1 Reward Point on Every ₹100 Spend on Utility and Insurance.
Redemption
Redeem Your Reward Points At AU Rewardz
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 8%(8 Reward Points on Every ₹100 Spend) | No cap |
travel | 8%(8 Reward Points on Every ₹100 Spend) | No cap |
other | 2%(2 Reward Points on Every ₹100 Spend) | No cap |
utilities | 1%(1 Reward Point on Every ₹100 Spend) | No cap |
Benefits & Features
Domestic: 2 Complimentary Lounge Access Per Calendar Quarter Full lounge access description
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- No joining or annual fees
- 25% discount on renewing ICAI membership fee
Cons
- No access to international airport lounges
Additional Info
Reward earnings are capped at 100 reward points per transaction for utility and telecom spend and 5,000 reward points per statement cycle for dining, travel, tax payments, and software purchases.