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visaclassiccredit
Axis Bank Freecharge Credit Card
Axis Bank
shoppingonline
Annual Fee
₹250
Joining Fee
₹250 + GST
Base Reward
1% cashback
Foreign Markup
3.5% of the transacted amount
Fee Waiver
Waived on ₹50,000 annual spend
Interest Rate
3.6% per month
Welcome Benefits
N/A
Product Highlights
- Get the virtual credit card instantly on the Freecharge app.
- Welcome gift vouchers worth up to ₹700.
- Earn 1% cashback on all your spends.
- 5% cashback on your spends on the Freecharge app.
Rewards
Earn 1% cashback on all spends and 5% cashback on spends on the Freecharge app.
Redemption
1 EDGE Reward Point = ₹0.20 against statement
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 1%(1% CashBack) | No cap |
other | 5%(5% CashBack on Freecharge) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Freecharge | 5% CashBack | online |
Benefits & Features
Up to ₹100 credit every month on Shuttl.
Fees & Charges
Annual Fee₹250
Joining Fee₹250 + GST
Fee WaiverWaived on ₹50,000 annual spend
Foreign Markup3.5% of the transacted amount
Interest Rate3.6% per month
Cash Advance3.5% of the amount withdrawn or ₹250 (whichever is higher)
Eligibility
Min Age
21 years
Available Networks
visa
Pros & Cons
Pros
- Low joining fee of ₹250
- 5% cashback on Freecharge app
- 1% cashback on all other spends
- Waiver of annual fee on ₹50,000 spend
Cons
- No lounge access
- Limited to Freecharge app for higher cashback
- No insurance benefits
Additional Info
Important note 1
Note 2
Excluded Categories
fuelrent
Partner Merchants
Freecharge