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6E Rewards XL – Indigo Kotak Bank Credit Card
Kotak Mahindra Bank
travel
Annual Fee
₹1,500
Joining Fee
₹1,500 + GST
Base Reward
2% points
Foreign Markup
3.5% on all foreign currency spends
Interest Rate
3.50% per month (42% per annum)
Welcome Benefits
Complimentary flight ticket worth ₹3,000 and 6E add-ons worth ₹1,099
Product Highlights
- Welcome benefits worth more than ₹10,000
- Earn 6% 6E Rewards on your spends on goindigo.in
- Discounted convenience fee on Indigo flights
Rewards
Earn 6% 6E Rewards on Indigo bookings, 3% on dining, groceries, and entertainment, and 2% on other spends.
Redemption
1 6E Reward = ₹1 against Indigo bookings
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 6%(6% 6E Rewards on Indigo bookings) | No cap |
dining | 3%(3% 6E Rewards on dining) | No cap |
grocery | 3%(3% 6E Rewards on groceries) | No cap |
entertainment | 3%(3% 6E Rewards on entertainment) | No cap |
other | 2%(2% 6E Rewards on other spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Indigo | 6% 6E Rewards | online |
Benefits & Features
Domestic: 8 complimentary domestic lounge access every year International: N/A 8 complimentary domestic lounge access every year.
Fees & Charges
Annual Fee₹1,500
Joining Fee₹1,500 + GST
Foreign Markup3.5% on all foreign currency spends
Interest Rate3.50% per month (42% per annum)
Cash Advance2.5% on Advance Amount, Subject to a Minimum of ₹500
Redemption Fee₹99 on every redemption request
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Complimentary flight ticket worth ₹3,000
- 8 complimentary domestic lounge access every year
- Up to 20% 6E Rewards on feature partners of Indigo
Cons
- No complimentary international lounge access
- No rewards on group, corporate, or agent bookings
- No rewards on wallet reloads, rent, education, and government spends
Additional Info
Excluded Categories
fuelrent
Partner Merchants
Indigo