HORIZON Credit Card
Axis Bank
Annual Fee
₹3,000
Joining Fee
₹3,000 + GST
Base Reward
2% points
Foreign Markup
3.5%
Interest Rate
3.75% Monthly (55.55% Annually)
Welcome Benefits
5000 EDGE Miles credited on the first transaction greater than or equal to ₹1000 within 30 days.
Product Highlights
- 5,000 EDGE Miles as a welcome benefit.
- Earn 5 EDGE Miles/₹100 spent on Axis Bank Travel Edge and airline spends.
- Access to both international and domestic airport lounges.
Rewards
5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites. 2 EDGE Miles per ₹100 on all other spends.
Redemption
Redeem at Travel Edge. Also, Convert to Partner Points.
Benefits & Features
Domestic: 6 Per Calendar Quarter with Mastercard World Variant and 8 Per Calendar Quarter with Visa Signature Variant International: 8 Each Year (2 Every Quarter) Complimentary lounge access for primary cardholder with 2 international visits per quarter and 6 or 8 domestic visits depending on the card variant. A fee of ₹2 for Visa and ₹25 for Mastercard applies for lounge access, which is refundable.
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- Access to domestic and international lounges without extra charges.
- High reward rate of 5 EDGE Miles for travel-related expenses.
Cons
- No spending-based waiver associated with the annual fee.
Additional Info
Important: 5,000 EDGE Miles welcome benefit is only applicable for the first year.
The card has no spend-based annual fee waiver, meaning the annual fee must be paid every year.
The Mastercard variant offers 6 domestic lounge visits, while the Visa variant offers 8.
Excluded Categories