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visabasiccredit
IndusInd Bank Iconia Visa Credit Card
IndusInd Bank
movies
Annual Fee
FREE
Joining Fee
₹3,499 + GST
Base Reward
0.75% points
Foreign Markup
3.5% on all foreign currency spends.
Interest Rate
3.83% per month
Welcome Benefits
Various welcome benefits in the form of gift cards and vouchers including Montblanc, Luxe Gift card, the Postcard hotel, and vouchers for Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and more.
Product Highlights
- Gift cards and vouchers for various brands including BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart.
- 0.75 Reward Point for every spend of ₹100 on weekdays and 1 Reward Point for every spend of ₹100 on weekends.
- Get 0.70 Reward points for every ₹100 spent on utility bills, insurances, government charges, and educational institutions fees.
- 1 complimentary movie ticket every month.
- 1 complimentary golf lesson and 1 game every quarter.
Rewards
Earn 0.75 Reward Point for every Rs. 100 spent on weekdays and 1 Reward Point for every Rs. 100 spent on weekends. Enjoy a Buy 1 get 1 free offer on movie tickets on BookMyShow.
Redemption
1 RP = ₹1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 0.75 Reward Points | all |
| Flipkart | 0.75 Reward Points | all |
| BATA | 0.75 Reward Points | all |
| Titan | 0.75 Reward Points | all |
| Big Bazaar | 0.75 Reward Points | all |
| Zee5 | 0.75 Reward Points | all |
| Apollo pharmacy | 0.75 Reward Points | all |
Benefits & Features
Complimentary Priority Pass Membership for you and your add-on cardholder.
Fees & Charges
Annual FeeFREE
Joining Fee₹3,499 + GST
Foreign Markup3.5% on all foreign currency spends.
Interest Rate3.83% per month
Cash Advance2.5% of the transacted amount or ₹300 (whichever is higher).
Eligibility
Min Age
21 years
Max Age
65 years
Available Networks
visa
Pros & Cons
Pros
- Exciting welcome benefits including gift cards and vouchers.
- Buy 1 get 1 free offer on movie tickets.
- Complimentary Priority Pass membership.
- 1% fuel surcharge waiver.
Cons
- No annual fee but high joining fee.
- Limited lounge access with charges.
- Cash advance charges are relatively high.
Partner Merchants
AmazonFlipkartBATATitanBig BazaarZee5Apollo pharmacy