Nature's Basket SBI Card Elite
SBI Card
Annual Fee
₹4,999
Joining Fee
₹4,999 + GST
Base Reward
2% points
Foreign Markup
3.5% of the transaction amount
Fee Waiver
Annual fee waived off on spending ₹10 lakhs or more in the previous year.
Interest Rate
3.5% per month
Welcome Benefits
Nature’s Basket Gift Voucher worth Rs. 5,000 and Complimentary access to Connoisseur, Nature’s Basket loyalty program.
Product Highlights
- Nature’s Basket Gift Voucher worth Rs. 5,000 as a welcome benefit.
- 20 Reward Points on every Rs. 100 spent at Nature’s Basket.
- 10 Reward Points on every Rs. 100 spent at Dining, Movies, Entertainment, and International spending.
- 2 Reward Points on every Rs. 100 spent on other retail purchases (except fuel transactions).
- Complimentary access to international airport lounges with priority pass membership.
- Complimentary access to domestic airport lounges.
Rewards
20 Reward Points on every Rs. 100 spent at Nature's Basket. 10 Reward Points on every Rs. 100 spent at Dining, Movies, Entertainment, and International spends. 2 Reward Points on every Rs. 100 spent on all other retail purchases.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 20%(20 Reward Points at Nature's Basket) | No cap |
dining | 10%(10 Reward Points on Dining, Movies, Entertainment, International spends) | No cap |
other | 2%(2 Reward Points on all other retail purchases) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Nature's Basket | 20 Reward Points | online |
| Dining, Movies, Entertainment, International | 10 Reward Points | online |
Benefits & Features
Domestic: 2 complimentary Domestic Airport Lounge access every quarter. (Available with Visa Domestic lounge Program.) International: 2 complimentary International Airport Lounges access every quarter. (Available from year 2 onwards.) Complimentary access to lounges with specified criteria.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- 20 Reward Points on every Rs. 100 spent at Nature’s Basket.
- 10 Reward Points on every Rs. 100 spent on Dining, Movies, Entertainment, and International spending.
- 2 Reward Points on every Rs. 100 spent on all other retail purchases.
- Complimentary access to domestic and international airport lounges.
- Rs. 250 off per movie ticket every month.
Cons
- Annual fee of ₹4,999 + GST.
- Redemption fee of ₹99 per request.
- Cash advance charges of 2.5% of the amount withdrawn.
Additional Info
Nature’s Basket SBI Card Elite is enabled with contactless technology.
Add-on card facility available for family members.
Maximum discount of Rs. 500 in a month for movie tickets.
Excluded Categories