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6E Rewards – IndiGo Kotak Bank Credit Card
Kotak Mahindra Bank
travelshopping
Annual Fee
₹700
Joining Fee
₹700 + GST
Base Reward
1% points
Foreign Markup
3.5% on all foreign currency spends
Fee Waiver
Not applicable
Interest Rate
3.5% per month
Welcome Benefits
Complimentary flight ticket and 6E add-on, Accor hotels stay/dining vouchers, and a Budweiser gift voucher.
Product Highlights
- Complimentary flight tickets
- 6E add-on
- Exciting welcome benefits
Rewards
Earn 3 6E Rewards on Indigo flights, 2 6E Rewards on dining, groceries, and entertainment spends, and 1 6E Reward on other spends.
Redemption
1 6E Reward = ₹1 against Indigo flight bookings.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 3%(3 6E Rewards on Indigo flights) | No cap |
dining | 2%(2 6E Rewards on dining) | No cap |
grocery | 2%(2 6E Rewards on groceries) | No cap |
entertainment | 2%(2 6E Rewards on entertainment) | No cap |
other | 1%(1 6E Reward on other spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| IndiGo | 3 6E Rewards | online |
| Dining | 2 6E Rewards | offline |
| Groceries | 2 6E Rewards | offline |
| Entertainment | 2 6E Rewards | offline |
Benefits & Features
Exclusive saving opportunities and discount offers at Accor hotels.
Fees & Charges
Annual Fee₹700
Joining Fee₹700 + GST
Fee WaiverNot applicable
Foreign Markup3.5% on all foreign currency spends
Interest Rate3.5% per month
Cash Advance2.5% on Advance Amount, Subject to a Minimum of ₹500
Redemption Fee₹99 on every redemption request
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Up to 3 6E Rewards on Indigo flights
- 2% 6E Rewards on dining, groceries, and entertainment
Cons
- No annual fee waiver
- No rewards on prepaid payments, wallet reloads, government, education, and rental payments
Additional Info
Excluded Categories
prepaid paymentswallet reloadsgovernmenteducationrental payments
Partner Merchants
IndiGoAccorBudweiser