HDFC Bank Pixel Go Credit Card
HDFC Bank
Annual Fee
₹250
Joining Fee
₹250 + GST
Base Reward
1% cashback
Foreign Markup
3.5%
Fee Waiver
On Spends of ₹50,000 in a Year
Interest Rate
3.60% Monthly and 43.20% Yearly
Welcome Benefits
N/A
Product Highlights
- Unlimited 1% Cashback on all eligible transactions
- 25% discount on dining via Swiggy Dineout
- Joining fee waiver on spending ₹10,000 within 90 days
Rewards
Unlimited 1% Cashback on all eligible transactions. 25% Dining Discount Via Swiggy Dineout.
Redemption
Cashback Against Statement
Benefits & Features
Domestic: N/A International: N/A N/A
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Min Income (Salaried)
₹8,000
Min Income (Self-Employed)
₹6,00,000
Available Networks
Pros & Cons
Pros
- Reasonable fee of ₹250, waived by spending ₹10,000 in the first 90 days
- Unlimited 1% cashback on all eligible spends
Cons
- 1% cashback across all categories with no accelerated rates
- SmartBuy offers cannot be availed with this credit card
Additional Info
Pixel Cashpoints earned are valid for two years from the date of accumulation.
Cashback is not applicable on fuel spends, wallet spends, rent payments, government-related transactions, EMI transactions, and cash advances.
The card can be managed fully via the PayZapp mobile application.
Excluded Categories