All Cards
rupayclassiccredit
BOBCARD Cashback Credit Card
Bank of Baroda
shoppingonline
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% cashback
Interest Rate
3.75% per month
Welcome Benefits
N/A
Product Highlights
- 5% cashback on eligible online spends
- 1% cashback on all other spends
- 1% fuel surcharge waiver across India
Rewards
5% Cashback on Online Spending Up to ₹1,500/Month and Unlimited 1% Cashback on Everything Else
Redemption
Cashback will be Automatically Added to Cardholders’ Next Month’s Statement
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5% Cashback on Online Spending) | No cap |
Benefits & Features
N/A
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Interest Rate3.75% per month
Cash Advance2.5% or ₹500, Whichever is Higher
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Simple-to-understand reward structure
- 5% cashback on online purchases
Cons
- No complimentary airport lounge access
Additional Info
Cashback capped at ₹1,500 per month for online purchases
Excluded Categories
fuelgovernmentrentinsurance