All Cards
visabasiccredit
Axis Bank Privilege Credit Card
Axis Bank
travelshopping
Annual Fee
₹1,500
Joining Fee
₹1,500 + GST
Base Reward
1% points
Foreign Markup
3.5% + GST
Fee Waiver
Waiver of Renewal Fee on Spends of ₹5 Lakh or More
Interest Rate
3.75% Per Month (55.55% Per Annum)
Welcome Benefits
12,500 EDGE Reward Points Worth ₹2,500
Product Highlights
- Lifetime free for priority banking customers
- 10 EDGE Points for every ₹200 spent
- Complimentary domestic lounge access
Rewards
Earn 10 EDGE Points for every ₹200 spent. Up to 15% discount at partner restaurants and Buy One Get One on movie tickets via District by Zomato.
Redemption
1 EDGE Point = ₹0.20 Against a Variety of Products and Vouchers
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 1%(10 EDGE Points/₹200 Spent) | No cap |
other | 1%(Up to 15% discount at partner restaurants) | No cap |
Benefits & Features
Domestic: 2 Free Visits Each Quarter (Spends of ₹50,000 or More in the Previous Three Months) Complimentary domestic lounge access every year.
Fees & Charges
Annual Fee₹1,500
Joining Fee₹1,500 + GST
Fee WaiverWaiver of Renewal Fee on Spends of ₹5 Lakh or More
Foreign Markup3.5% + GST
Interest Rate3.75% Per Month (55.55% Per Annum)
Cash Advance₹500 or 2.5% of the Amount Withdrawn (Whichever is Higher)
Eligibility
Min Age
18 years
Max Age
70 years
Min Income (Salaried)
₹6,00,000
Available Networks
visamastercardrupay
Pros & Cons
Pros
- Welcome benefits valued at ₹2,500
- Up to 15% discount at partner restaurants
- Buy One Get One on movie tickets
Cons
- No international lounge access
- Certain categories do not earn rewards
Additional Info
Excluded Categories
fuelgovernment servicesutilitieseducationwalletinsurancegold
Partner Merchants
District by Zomato