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HSBC Visa Platinum Credit Card
visaplatinumcredit

HSBC Visa Platinum Credit Card

HSBC

shopping

Annual Fee

FREE

Joining Fee

Nil

Base Reward

1.33% points

Foreign Markup

3.5%

Interest Rate

3.75% Monthly

Product Highlights

  • No joining and annual fee
  • 2 Reward Points on every ₹150 spent
  • Buy 1 Get 1 offer on movie tickets through BookMyShow
  • 1% fuel surcharge waiver

Rewards

Earn 2 Reward Points on every ₹150 spent. Enjoy a 'Buy 1 Get 1 Free' offer on movie ticket bookings via BookMyShow.

Redemption

Redeem Reward Points for Gift Vouchers, Airmiles, and More.

Category Rewards

CategoryReward RateMonthly Cap
entertainment
1.33%(2 Reward Points/₹150 Spent)No cap

Benefits & Features

Up to 15% Dining Discounts via EazyDiner.

Fees & Charges

Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate3.75% Monthly
Cash Advance2.5% of the Advance Amount Subject to a Minimum of ₹500
Redemption FeeNil

Eligibility

Min Age

18 years

Max Age

65 years

Min Income (Salaried)

4,00,000

Available Networks

visa

Pros & Cons

Pros

  • No joining fee
  • No annual fee
  • 2 Reward Points on every ₹150 spent
  • Buy 1 Get 1 Free on movie tickets

Cons

  • No lounge access
  • Limited to certain categories for rewards

Additional Info

Excluded Categories

utilitiestax paymentsreal estate servicesnon-financial institutionsmoney transfersjewelry purchasesinsurancefuel spendspayments to financial institutionse-wallet loadingbail and bond paymentseducationgovernment-related transactions

Partner Merchants

BookMyShowEazyDiner