AU Altura Plus Credit Card
AU Small Finance Bank
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1.5% cashback
Foreign Markup
3.49% on all foreign currency spends.
Fee Waiver
Spend Rs. 80,000 in a card anniversary to waive the annual charges
Interest Rate
3.59% Per Month (43.08% Per Annum)
Product Highlights
- 1.5% cashback on retail spends at merchant outlets.
- Unlimited reward points with no maximum cap.
Rewards
1.5% cashback on all POS retail spends, 2 Reward Points on every Rs. 100 spent on online purchases, 500 bonus Reward Points on achieving the milestone spend of Rs. 20,000 in a calendar month.
Redemption
1 Reward Point = Re. 0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 1.5%(1.5% CashBack) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Flipkart | 1.5% CashBack | online |
Benefits & Features
Domestic: 2 complimentary visits per quarter (Available at Kolkata, Ahmedabad, Jaipur, New Delhi, Madurai, and Agra.) Complimentary visits can be availed by primary as well as add-on cardholders.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Available Networks
Pros & Cons
Pros
- You get free railway lounge access with this card.
Cons
- There isn’t any airport lounge access provided with this card.
Additional Info
Important note regarding cashback limits and reward points.
Maximum cashback per statement cycle is capped at Rs. 100.
Excluded Categories