AU Zenith+ Credit Card
AU Small Finance Bank
Annual Fee
₹4,999
Joining Fee
₹4,999 + GST
Base Reward
1% points
Foreign Markup
0.99% of the transaction amount
Fee Waiver
Renewal fee waiver on spending ₹8 Lakhs in the year
Interest Rate
1.99% per month
Welcome Benefits
Luxury Gift Vouchers or Reward Points Worth ₹5,000
Product Highlights
- Luxury brand gift vouchers worth ₹5000 as welcome benefit
- Complimentary Taj Epicure membership on spending ₹12 Lakhs in the year
Rewards
Earn 2 RPs per ₹100 spent on dining, international, and travel spends. Earn 1 RP per ₹100 spent elsewhere.
Redemption
N/A
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 2%(2 RPs per ₹100 spent) | No cap |
travel | 2%(2 RPs per ₹100 spent) | No cap |
other | 1%(1 RP per ₹100 spent) | No cap |
Benefits & Features
Domestic: 16 complimentary domestic lounge access per annum (Max 4 per quarter) International: 16 complimentary international lounge access per annum (Max 4 per quarter with Priority Pass membership) Full lounge access description
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Min Income (Salaried)
₹2,50,000
Available Networks
Pros & Cons
Pros
- 2 RPs per ₹100 on dining, international, and travel spends
- 16 complimentary domestic and international lounge access
Cons
- High annual fee of ₹4999 + GST
- Cash advances not eligible for reward points
Additional Info
Important note 1
Note 2
Max reward cap info
Excluded Categories