All Cards
visabasiccredit
ICICI Bank Coral Credit Card
ICICI Bank
moviesdining
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
1% points
Foreign Markup
3.5% of the transaction amount
Fee Waiver
Waived on ₹1.5L annual spend
Interest Rate
3.75% per month
Product Highlights
- 2 Reward Points per ₹100 spent on all purchases except fuel.
- 1 complimentary domestic lounge access every quarter.
- 25% discount on movie ticket booking on BookMyShow and Inox.
Rewards
Earn 2 Reward Points per ₹100 spent on all purchases except fuel, and 1 Reward Point per ₹100 spent on utilities and insurance. Enjoy discounts on movie tickets at BookMyShow and Inox.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 2%(2 Reward Points per ₹100) | No cap |
dining | 2%(2 Reward Points per ₹100) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BookMyShow | 2 Reward Points per ₹100 | online |
| Inox | 2 Reward Points per ₹100 | online |
Benefits & Features
Domestic: 4 complimentary visits per year (Spend ₹75,000 in the previous calendar quarter.) International: N/A Complimentary access to domestic lounges without any spend-based criteria.
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverWaived on ₹1.5L annual spend
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Redemption Fee₹99 + GST
Eligibility
Min Age
23 years
Min Income (Salaried)
₹5,00,000
Available Networks
visamastercardrupayamex
Pros & Cons
Pros
- Free railway lounge access without spending criteria.
- Linkable to UPI for payments.
Cons
- No joining benefits for paid Coral variant.
Additional Info
Important note 1
Note 2
N/A
Excluded Categories
fuel
Partner Merchants
BookMyShowInoxTGI FridaysCafé Coffee DayPizza HutMainland ChinaVaango