Axis Bank Miles & More Credit Card
Axis Bank
Annual Fee
₹4,500
Joining Fee
₹10,000 + GST
Base Reward
6% miles
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.6% per month
Welcome Benefits
15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card
Product Highlights
- 15,000 miles on first transaction with Select Card
- 4,000 miles added annually on renewal for Select Card
Rewards
Earn 6 award miles per ₹200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per ₹200 spent with Axis Bank Miles & More World Credit Card. Redeem miles for flight bookings, hotel reservations, car rentals, shopping at partner merchants, or donations.
Redemption
Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 6%(6 award miles per ₹200 spent) | No cap |
dining | 15%(Minimum 15% discount at partner restaurants) | No cap |
Benefits & Features
Domestic: 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles & More Select Credit Card and 4 with World Credit Card. International: 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 with World Credit Card. (Complimentary Priority Pass membership.) Full lounge access description.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward rate of 6 miles per ₹200 spent
- Complimentary lounge access
- 15% discount at partner restaurants
Cons
- High annual fee
- Limited to travel-related rewards