Paytm SBI Credit Card Select
SBI Card
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
1% cashback
Foreign Markup
3.5% of the total transaction value.
Interest Rate
3.5% per month
Welcome Benefits
Get a Complimentary Paytm First Membership and welcome cashback of ₹750 upon activation.
Product Highlights
- Complimentary Paytm First Membership on card activation
- Welcome Cashback of ₹750 upon activation
Rewards
5% cashback on Paytm Mall, Movies, Travel; 2% cashback on all other purchases on Paytm App; 1% cashback on other online and offline spends.
Redemption
Cashback can be redeemed automatically as Paytm Gift Voucher Balance.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Paytm Mall | 5% cashback | online |
Benefits & Features
Domestic: 4 complimentary visits per year (Capped to 1 visit per quarter.) International: Complimentary Priority Pass worth US $99 for 2 years (Available under the International Lounge Program.) Full lounge access description not provided.
Fees & Charges
Eligibility
Min Age
18 years
Available Networks
Pros & Cons
Pros
- 5% cashback on Paytm Mall, Movies, Travel
- 2% cashback on all other purchases on Paytm App
- 1% cashback on other online and offline spends
Cons
- Annual fee of ₹1,499 + GST
- Redemption fee of ₹99
Additional Info
Card is accepted worldwide at over 24 million outlets
Can be used for utility bill payments through Easy Bill Pay facility