All Cards
rupayclassiccredit
AU Bank LIT Credit Card
AU Small Finance Bank
moviestraveldiningfuelshopping
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
1% points
Foreign Markup
3.49%
Interest Rate
3.75% per month
Product Highlights
- India’s First customizable Credit card.
- Choose whichever feature you want and whenever you want with the card.
- 3 Months of Free Membership of Zee5 and Amazon Prime.
- 10X or 5X accelerated Reward Points on all online and offline transactions.
Rewards
1 Reward Point for every ₹100 spent on retail. 10X or 5X accelerated Reward Points on selected features. 5% cashback on travel, dining, and grocery expenses.
Redemption
Redeem Reward Points for exciting discounts and offers.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 1%(1 Reward Point/₹100 Spent) | No cap |
travel | 5%(5% Cashback) | No cap |
dining | 5%(5% Cashback) | No cap |
grocery | 5%(5% Cashback) | No cap |
Benefits & Features
Domestic: 1 Complimentary Airport Lounge Access Every Quarter (Paid Feature) 1 complimentary lounge access per quarter.
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.49%
Interest Rate3.75% per month
Cash Advance2.5% or ₹500 Whichever is Higher
Redemption Fee₹99 + GST
Eligibility
Min Age
21 years
Max Age
60 years
Available Networks
rupay
Pros & Cons
Pros
- Lifetime Free Annual Fee
- 1 Reward Point for every ₹100 spent
- 10X or 5X accelerated Reward Points on selected features
- 5% cashback on travel, dining, and grocery expenses
Cons
- Cashback and rewards are only applicable on paid features
- Limited complimentary lounge access
Additional Info
Maximum cashback of ₹500 per month for 5% Additional Cashback.
Excluded Categories
fuelcash advancerent
Partner Merchants
Zee5Amazon Prime