Apollo SBI SELECT Credit Card
SBI Card
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
10% points
Foreign Markup
3.5%
Fee Waiver
Annual charges reversed on spending of ₹3 Lakh or more
Interest Rate
3.75% per month
Welcome Benefits
Apollo 24/7 Gift Voucher Worth ₹1,500, Built-in Apollo Circle Benefits, and FITPASS PRO Membership
Product Highlights
- Co-branded offering by SBI Card and Apollo 24/7
- Health-focused benefits
- Complimentary domestic airport lounge access
Rewards
Earn 10 Reward Points for every ₹100 spent on Apollo 24|7 App and Stores (10% Return as Health Credits). Earn 2 Reward Points for every ₹100 spent on Dining, Movies & Entertainment, and Travel (2% Return). Earn 1 Reward Point for every ₹200 spent on Other Purchases.
Redemption
1 RP = 1 Health Credit (Equivalent to ₹1)
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 10%(10% Return as Health Credits) | No cap |
dining | 2%(2% Return) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Apollo 24|7 | 10% Return as Health Credits | online |
| Dining, Movies & Entertainment | 2% Return | all |
Benefits & Features
Domestic: 4 Free Visits Each Year International: N/A Complimentary domestic airport lounge access without requiring any spending criteria.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High rewards on medical expenses
- Complimentary Priority Pass membership
- Welcome gift voucher worth ₹1,500
Cons
- No free international lounge visits
- Reward Points can only be converted to Apollo Health Credits
- No option for cash redemption
Additional Info
Important note 1
Note 2
A maximum of 5,000 Reward Points can be earned per category in a statement cycle.