SBI MILES PRIME Credit Card
SBI Card
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
2% points
Foreign Markup
2.5% of the amount transacted.
Fee Waiver
Annual fee is reversed on spending ₹10 Lakhs.
Interest Rate
3.75% Per Month (45% Per Annum)
Welcome Benefits
Get 3,000 Travel Credits on spending ₹60,000 within 60 days of issuance.
Product Highlights
- 3,000 Travel Credits welcome gift
- Complimentary Priority Pass Membership
Rewards
Earn 4 Travel Credits for every ₹200 spent on travel and 2 Travel Credits for every ₹200 on other expenses.
Redemption
Convert Travel Credits into air miles, hotel points, travel bookings, etc.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 2%(4 Travel Credits for every ₹200 spent on travel) | No cap |
other | 1%(2 Travel Credits for every ₹200 on other expenses) | No cap |
Benefits & Features
Domestic: 8 complimentary domestic airport lounge access per year. (2 visits per quarter.) International: 4 complimentary international airport lounge access per year. (2 visits per quarter.) Access to over 1,000 airport lounges worldwide with Priority Pass membership.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Eight domestic airport lounge access per year
- Two international airport lounge access per quarter
- 1000+ airport lounge access worldwide with Priority Pass
Cons
- Absence of cashback or discount on movies or dining
- Limited rewards on non-flying expenses
Additional Info
Maximum monthly benefit under the fuel surcharge waiver is ₹250.
Excluded Categories