All Cards
rupaynullcredit
Klick RuPay Credit Card
Yes Bank
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
1% points
Foreign Markup
3.5%
Fee Waiver
Nil
Interest Rate
3.8% per month
Welcome Benefits
N/A
Product Highlights
- Lifetime-Free Credit Card
- 100% virtual card
- Cashback on transactions
- 1% fuel surcharge waiver
Rewards
Earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
Redemption
N/A
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 1%(2 Reward Points for every ₹200 on Non-UPI Spends) | No cap |
Benefits & Features
Domestic: N/A (N/A) International: N/A (N/A) N/A
Fees & Charges
Annual FeeFREE
Joining FeeNil
Fee WaiverNil
Foreign Markup3.5%
Interest Rate3.8% per month
Cash AdvanceNil
Eligibility
Min Age
18 years
Max Age
60 years
Available Networks
rupay
Pros & Cons
Pros
- No joining or renewal fees
- Secure digital payments
- Attractive reward rate on non-UPI spends
Cons
- No physical card
- Limited rewards redemption options
Additional Info
Lifetime free card
100% virtual card
N/A