SBI Prime Credit Card
SBI Card
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
0.5% points
Foreign Markup
3.5% + GST
Fee Waiver
Renewal fee waived on ₹3L annual spend
Interest Rate
3.75% per month
Welcome Benefits
Voucher Worth ₹3,000 from Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons
Product Highlights
- Gift voucher worth ₹3,000 as a welcome benefit
- 10 Reward Points for every ₹100 spent on dining, movies, groceries, and departmental store purchases
- 8 complimentary domestic airport lounge access every year
- 4 complimentary international airport lounge access every year
Rewards
Earn 10 Reward Points for every ₹100 spent on Dining, Groceries, Movies, and Departmental Stores. Earn 2 Reward Points for every ₹100 spent on all other eligible spends.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 2.5%(10 Reward Points for every ₹100 spent) | No cap |
grocery | 2.5%(10 Reward Points for every ₹100 spent) | No cap |
shopping | 2.5%(10 Reward Points for every ₹100 spent) | No cap |
other | 0.5%(2 Reward Points for every ₹100 spent) | No cap |
Benefits & Features
Domestic: 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter) International: 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter) Complimentary access to domestic and international lounges
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Eight complimentary visits to domestic lounges
- Attractive welcome benefit of gift vouchers worth ₹3,000 from popular brands
Cons
- Basic reward rate for base categories
- Annual fee of ₹2,999 may not be suitable for everyone
Additional Info
Reward Points on Birthday spends capped at 2,000 Reward Points per calendar year