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rupayclassiccredit
Kotak Mahindra Bank UPI RuPay Credit Card
Kotak Mahindra Bank
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
3% points
Foreign Markup
3.5% Per Transaction + GST
Interest Rate
3.5% (Annual Rate – 42%)
Welcome Benefits
N/A
Product Highlights
- Lifetime free RuPay credit card
- Virtual RuPay credit card
- Link to UPI applications like Google Pay, Paytm, PhonePe
Rewards
Earn three Reward Points on every spend of ₹100 made with this card. There is no capping on Reward Points earned.
Redemption
1,000 Reward Points = ₹100
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% Per Transaction + GST
Interest Rate3.5% (Annual Rate – 42%)
Eligibility
Min Age
18 years
Max Age
65 years
Available Networks
rupay
Pros & Cons
Pros
- You can earn reward points on your UPI spends with this card.
- Earn 3 Reward Points per spend of ₹100 made with this card.
Cons
- There are no welcome benefits associated with this card.
- Apart from reward points, there aren’t many benefits with this card.
Partner Merchants
Google PayPhonePeBHIMSlicePaytm