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visaclassiccredit
BOBCARD ICSI Diamond Credit Card
Bank of Baroda
travelshopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
1% points
Foreign Markup
2%
Interest Rate
3.49% per month
Welcome Benefits
Free Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points
Product Highlights
- Complimentary 6-month Fit Pass Pro membership.
- Get up to 5 Reward Points on every ₹100 you spend.
- Get free domestic lounge access every year.
- Get a low forex markup fee of only 2%.
- Get air accidental covers worth ₹15 lakhs.
Rewards
1 Reward Point on every spend of ₹100 and 5x Rewards on utility bills, dining, and online purchases.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
utilities | 5%(5x Rewards on utility bills) | No cap |
dining | 5%(5x Rewards on dining) | No cap |
shopping | 5%(5x Rewards on online purchases) | No cap |
Benefits & Features
Domestic: 12 complimentary domestic lounge access every year (3 per quarter) Full lounge access description
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup2%
Interest Rate3.49% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum of ₹300.
Eligibility
Min Age
18 years
Available Networks
visa
Pros & Cons
Pros
- Lifetime free card.
- High reward rate on utility, dining, and online purchases.
- Complimentary lounge access.
- Low forex markup fee.
Cons
- No reward points on fuel purchases.
- Limited international lounge access.
Additional Info
Excluded Categories
fuel