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rupayclassiccredit
RBL Bank DMI Finance Credit Card
RBL Bank
shoppingonline
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% points
Foreign Markup
3.5%
Interest Rate
3.99% per month
Welcome Benefits
Earn 2,000 Reward Points; BookMyShow movie voucher worth ₹200 on card activation
Product Highlights
- 2,000 Reward Points and a complimentary movie ticket as a welcome benefit
- 1% fuel surcharge waiver up to ₹100
Rewards
Users earn 2 Reward Points for every ₹100 spent online and 1 Reward Point for every ₹100 spent offline. Vouchers can be redeemed at RBL Rewards.
Redemption
Vouchers earned can be redeemed at RBL Rewards
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 2%(2 RP for every ₹100 spent online) | No cap |
other | 1%(1 RP for every ₹100 spent offline) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BookMyShow | 2 RP for every ₹100 spent online | online |
| Amazon | Amazon voucher worth ₹500 on annual spend(On spending ₹2 lakhs annually) | online |
| Swiggy | Swiggy voucher worth ₹200 on annual spend(On spending ₹3 lakhs annually) | online |
Benefits & Features
1% fuel surcharge waiver up to ₹100 on transactions between ₹500 to ₹4,000
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance2.5% of the cash amount or a minimum of ₹500
Redemption Fee₹99 + GST
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- This card comes with a nominal fee of ₹499 plus taxes.
- The Reward Points can be redeemed for air travel, hotel stays, shopping vouchers, and much more.
Cons
- There are no travel perks included with this card.
- This card does not offer any spend-based waiver to its users.
Additional Info
Important note 1
Note 2
Users can earn 500 Reward Points every month.
Excluded Categories
railwaysfuel & autoutilitieswalletreal estategovernment servicesinsuranceeducationcontracted servicescashEMImiscellaneous
Partner Merchants
BookMyShowAmazonSwiggy