All Cards
visaclassiccredit
Tata Neu Plus SBI Credit Card
SBI Card
travelshopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% NeuCoins
Foreign Markup
3.5%
Fee Waiver
Annual Fee Reversed on Spends of ₹1 Lakh
Interest Rate
3.75% Per Month
Welcome Benefits
499 NeuCoins
Product Highlights
- Ideal for beginners
- Great rewards on Tata spends
Rewards
Earn 2% NeuCoins on spends made with Tata Neu and partner Tata brands. Earn 1% NeuCoins on all other eligible spends, including UPI.
Redemption
1 NeuCoin = ₹1
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 2%(2% NeuCoins on Tata Spends) | No cap |
other | 1%(1% NeuCoins on All Other Eligible Spends) | No cap |
Benefits & Features
Domestic: 1 Free Visit Each Quarter (Spends of ₹50,000 or More in the Previous Quarter) Free Domestic Airport Lounge Access after qualifying spends.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverAnnual Fee Reversed on Spends of ₹1 Lakh
Foreign Markup3.5%
Interest Rate3.75% Per Month
Cash Advance2.5% or a Minimum of ₹500 (Whichever is Higher)
Eligibility
Available Networks
visarupay
Pros & Cons
Pros
- Affordable joining fee
- Great rewards on everyday purchases via Tata Neu
Cons
- Limited to domestic airport lounges
- Spending requirement for lounge access
Additional Info
Excluded Categories
cash advancespayment of outstanding balancespayment of card fees and other chargesflexipayrentalgovernment-related transactionseducation payments
Partner Merchants
BigBasketTata 1mg