RBL Bank Platinum Maxima Plus Credit Card
RBL Bank
Annual Fee
₹2,500
Joining Fee
₹2,500 + GST
Base Reward
2% points
Foreign Markup
Up to 3.5% on all foreign currency transactions.
Interest Rate
3.99% per month
Welcome Benefits
10,000 Reward Points on making your first purchase within the first 30 days after card issuance.
Product Highlights
- Welcome bonus of 10,000 Reward Points.
- Get 2 Reward Points per ₹100 spent on all purchases.
- Get 5x Reward Points on selected categories.
- Complimentary domestic lounge access every quarter.
- Up to 20,000 bonus reward points every year under milestone benefits.
Rewards
You earn 2 Reward Points for every ₹100 spent. You earn 10 Reward Points for every ₹100 spent on Dining, Entertainment, Grocery, and International Transactions. You also get 5x Reward Points on these categories.
Redemption
1 Reward Point = ₹0.25.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 10%(10 Reward Points per ₹100 spent) | No cap |
entertainment | 10%(10 Reward Points per ₹100 spent) | No cap |
grocery | 10%(10 Reward Points per ₹100 spent) | No cap |
travel | 10%(10 Reward Points per ₹100 spent) | No cap |
Benefits & Features
Domestic: 2 Complimentary Domestic Lounge Access Each Quarter (Spends of ₹35,000 or More in the Previous Quarter) Only one person per card is allowed for the complimentary lounge visits.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- 10,000 Reward Points welcome bonus.
- 2 Reward Points per ₹100 spent.
- 5x Reward Points on dining, entertainment, grocery, and international transactions.
- Complimentary domestic lounge access.
- 1% fuel surcharge waiver.
Cons
- Annual fee of ₹2,500 + GST.
- No complimentary international lounge access.
- No waiver on renewal fee.
Additional Info
Maximum benefit through the 5x Reward offer is capped at 1000 Reward Points per transaction.
Excluded Categories