ICICI Bank VISA Signature Credit Card
ICICI Bank
Annual Fee
₹2,000
Joining Fee
₹25,000 + GST
Base Reward
5% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.4% per month (or 40.8% per annum)
Welcome Benefits
30,000 hand-picked rewards
Product Highlights
- Up to 10 hand-picked rewards on every spend of ₹100.
- Welcome benefit of 30,000 hand-picked rewards.
- Get a complimentary Priority Pass Membership.
- 1 complimentary golf round every month.
- 24*7 personal concierge service.
Rewards
On every spend of ₹100, you get 5 hand-picked rewards on international purchases, 4 hand-picked rewards on travel bookings, 2 hand-picked rewards on hotels & restaurants, and 1 hand-picked reward on other spends.
Redemption
The Hand-picked Rewards you earn can be redeemed against various options like travel, fashion, dining, gadgets, shopping, InterMiles, etc.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5 Hand-picked Rewards) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 5 Hand-picked Rewards | online |
| Flipkart | 5 Hand-picked Rewards | online |
| Croma | 5 Hand-picked Rewards | online |
| Nike | 5 Hand-picked Rewards | online |
| Big Bazaar | 5 Hand-picked Rewards | online |
| Pizza Hut | 5 Hand-picked Rewards | online |
Benefits & Features
Domestic: Complimentary access to over 600 domestic/international airport lounges worldwide. International: Complimentary Priority Pass Membership. (Lounge usage fee of US $27 + GST per person.) Access to lounges worldwide with Priority Pass Membership.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward rate on international spends.
- Complimentary Priority Pass Membership.
- Shopping vouchers for redeeming rewards.
Cons
- High joining fee of ₹25,000 + GST.
- Reward redemption fee of ₹99.
Additional Info
Excluded Categories