All Cards
rupayclassiccredit
BOBCARD Sentinel Credit Card
Bank of Baroda
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
2% points
Foreign Markup
3.5% of the total transaction amount
Interest Rate
3.49% per month
Welcome Benefits
Complimentary Fit Pass Pro Membership and 500 Reward Points on Spends of ₹5,000 or More in the First 60 Days of Card Issuance
Product Highlights
- Complimentary FitPass Pro membership for 6 months
- 500 bonus Reward Points as a welcome benefit
- Complimentary Amazon Prime membership on achieving the required spend milestone
Rewards
You get 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points on every Rs. 100 spent on groceries and departmental store purchases.
Redemption
1 Reward Point = Re. 0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 2%(2 Reward Points on retail spends) | No cap |
grocery | 10%(10 Reward Points on groceries and departmental store purchases) | No cap |
Benefits & Features
Domestic: 2 Free Visits Each Quarter (Spends of ₹20,000 in the Previous Quarter) Complimentary domestic lounge access every year.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the total transaction amount
Interest Rate3.49% per month
Cash Advance2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Eligibility
Min Age
18 years
Available Networks
rupay
Pros & Cons
Pros
- Lifetime free card
- Decent reward rates
- Free lounge access
- Exciting travel benefits
Cons
- No international lounge access
- Eligibility limited to Assam Rifles personnel
Additional Info
Maximum waiver per statement cycle is capped at ₹250.