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ICICI Bank HPCL Coral Credit Card
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ICICI Bank HPCL Coral Credit Card

ICICI Bank

fuelshopping

Annual Fee

₹199

Joining Fee

₹199 + GST

Base Reward

2% Reward Points

Foreign Markup

3.5% of the transaction amount

Fee Waiver

Spend ₹50,000 or more in a year and get your renewal fee waived off

Interest Rate

3.4% per month

Product Highlights

  • Save 3.5% on fuel transactions (2.5% cashback and 1% fuel surcharge waiver)
  • Get 2 Reward Points on every retail spend of ₹100
  • A 25% discount on movies through BookMyShow
  • Exciting discount offers on dining through the Culinary Treats Programme
  • Easily redeemable Reward Points

Rewards

You get 2 Reward points on every spend of ₹100 on retail purchases. 2.5% cashback (up to ₹100) on purchasing fuel worth ₹500 and more from authorized HPCL fuel outlets. Fuel purchases are not eligible for Reward points.

Redemption

1 Reward Point = ₹0.25. You can redeem 2,000 Reward Points against fuel worth ₹500.

Category Rewards

CategoryReward RateMonthly Cap
fuel
2.5%(2.5% CashBack)No cap
entertainment
25%(25% Discount on Movies)No cap

Merchant-Specific Rewards

MerchantRewardContext
HPCL2.5% CashBack(up to ₹100)offline
BookMyShow25% Discount(up to ₹100)online

Benefits & Features

Get a discount of 25% on movie tickets through BookMyShow & exclusive discount offers on dining through the Culinary Treats Programme.

Fees & Charges

Annual Fee₹199
Joining Fee₹199 + GST
Fee WaiverSpend ₹50,000 or more in a year and get your renewal fee waived off
Foreign Markup3.5% of the transaction amount
Interest Rate3.4% per month
Cash Advance2.5% of the amount withdrawn subject to a minimum of ₹300
Redemption Fee₹99 (plus applicable taxes) per redemption request

Eligibility

Available Networks

visa

Pros & Cons

Pros

  • 2 Reward points on every spend of ₹100
  • 2.5% cashback on fuel purchases at HPCL
  • 25% discount on movies through BookMyShow
  • Exclusive dining discounts
  • Low joining and renewal fee

Cons

  • Fuel purchases are not eligible for Reward points
  • Redemption fee of ₹99 per request

Partner Merchants

HPCLBookMyShow
ICICI Bank HPCL Coral Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane