All Cards
visaselectcredit
Landmark Rewards SBI SELECT Credit Card
SBI Card
shopping
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
15% points
Foreign Markup
3.5%
Interest Rate
3.75% Per Month (45% Annually)
Welcome Benefits
6,000 Reward Points Worth ₹1,500
Product Highlights
- Affordable joining and annual fees
- Accelerated reward points at Landmark stores
Rewards
Earn 15 Reward Points/₹100 spent at Landmark Stores (Max, Lifestyle, Home Centre, SPAR, EasyBuy & Babyshop). Earn 10 Reward Points/₹100 spent on dining, movies, and international transactions. Earn 2 Reward Points/₹100 spent on all other eligible retail purchases.
Redemption
4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 15%(15 Reward Points/₹100 at Landmark Stores) | No cap |
dining | 10%(10 Reward Points/₹100 for Dining, Movies & International Spends) | No cap |
other | 2%(2 Reward Points/₹100 for Other Eligible Purchases) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Lifestyle | 15 Reward Points/₹100 | offline |
| Home Centre | 15 Reward Points/₹100 | offline |
| SPAR | 15 Reward Points/₹100 | offline |
| Max | 15 Reward Points/₹100 | offline |
| Baby Shop | 15 Reward Points/₹100 | offline |
| EasyBuy | 15 Reward Points/₹100 | offline |
Benefits & Features
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
Fees & Charges
Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5%
Interest Rate3.75% Per Month (45% Annually)
Cash Advance2.5% or ₹500 (Whichever is Higher)
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Those who often shop at Lifestyle, Home Centre, Spar, Max, Baby Shop, and EasyBuy stores can save big with this card.
Cons
- There are no airport lounge benefits associated with this card.
Additional Info
Excluded Categories
fuel
Partner Merchants
LifestyleHome CentreSPARMaxBaby ShopEasyBuy