Axis Bank Atlas Credit Card
Axis Bank
Annual Fee
₹5,000
Joining Fee
₹5,000 + GST
Base Reward
2% air miles
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.75% Per Month (55.55% Annually)
Welcome Benefits
2,500 Edge Miles on Completing 1 Transaction Within 37 Days of Card Issuance
Product Highlights
- 5 EDGE Miles/₹100 on travel spends
- 2 EDGE Miles/₹100 on all other transactions excluding certain categories
Rewards
5 Edge Miles for every ₹100 spent on travel spends, 2 Edge Miles for every ₹100 spent on all other transactions excluding spends on Hotels, Airlines, and TRAVEL EDGE Portal.
Redemption
EDGE Miles Can be Transferred to Partner Airlines and Hotel Loyalty Programs. 1 EDGE Mile = 2 Partner Miles (Except Marriott)
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 5%(5 Edge Miles for every ₹100 spent on travel spends) | No cap |
other | 2%(2 Edge Miles for every ₹100 spent on all other transactions) | No cap |
Benefits & Features
Domestic: 8 With Silver Tier, 12 With Gold Tier, and 18 With Platinum Tier (Each Year) (Min ₹2L quarterly retail spend required) International: 4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier (Available from year 2 onwards) Full lounge access description
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Min Income (Salaried)
₹12,00,000
Min Income (Self-Employed)
₹15,00,000
Available Networks
Pros & Cons
Pros
- 2,500 EDGE Miles as a welcome bonus
- Complimentary lounge access at domestic and international airports
Cons
- No golf benefits
- No insurance benefits
Additional Info
Excluded Categories