IndusInd Bank Crest Credit Card
IndusInd Bank
Annual Fee
₹10,000
Joining Fee
₹75,000 + GST
Base Reward
2.5% points
Foreign Markup
3.5% + GST
Fee Waiver
Annual membership fee waived off on spending Rs. 20,00,000 in the previous year
Interest Rate
2.99% per month (or 36% annually)
Welcome Benefits
N/A
Product Highlights
- Complimentary access to domestic and international lounges
- Discount on dining bills with Club ITC Culinaire membership
Rewards
2.5 Reward Points for every ₹100 spent internationally and 1 Reward Point for every ₹100 spent domestically. Buy One Get One offer on BookMyShow movie tickets (max three free tickets/month). Up to ₹3,000 off on dining bills at over 100 partner restaurants.
Redemption
1 RP = ₹0.75 for Redeeming Against Cash Credit and 2 RPs = 1 KrisFlyer Miles
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 25%(25% savings on dining bills) | No cap |
entertainment | 0%(Buy One Get One on movie tickets) | No cap |
Benefits & Features
Domestic: 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program. International: 2 complimentary international lounge visits every quarter with the LoungeKey membership. Complimentary access to domestic and international lounges.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward rate of 2.5 RPs/₹100 spent internationally
- Complimentary golf lessons and games
- Exclusive dining benefits
Cons
- High annual fee of ₹10,000 + GST
- Joining fee of ₹75,000 + GST
Additional Info
Reward points valid for 1 year from the date of accrual
No Priority Pass membership offered with this card