Lifestyle Home Centre SBI Card
SBI Card
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
5% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.5% per month
Welcome Benefits
2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
Product Highlights
- 2,000 bonus reward points worth ₹500 on card activation
- 5 Reward Points on every ₹100 spent at Online & Retail Landmark Stores, Dining & Movies
- 1 Reward point on every ₹100 spent on other retail purchases
- 8,000 bonus Reward Points on spending ₹2 Lakh or more in a year
- 1% fuel surcharge waiver
Rewards
5 Reward Points on every ₹100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point on ₹100 spent on other retail purchases (except Fuel).
Redemption
Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = ₹0.60).
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5 Reward Points on every ₹100 spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Lifestyle | 5 Reward Points | offline |
| Home Centre | 5 Reward Points | offline |
| Max | 5 Reward Points | offline |
| Spar | 5 Reward Points | offline |
Benefits & Features
1% fuel surcharge waiver for fuel transactions between ₹500 to ₹3,000, capped at ₹100 per statement cycle.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- High reward points on shopping at Landmark Stores
- Bonus reward points on card activation
- Fuel surcharge waiver
Cons
- No reward points on fuel transactions
- Annual fee applies
Additional Info
Important note 1
Note 2
Excluded Categories