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RBL Bank Insignia Preferred Banking World Card
RBL Bank
moviestravel
Annual Fee
₹7,000
Joining Fee
₹7,000 + GST
Base Reward
5% points
Foreign Markup
1.5%
Fee Waiver
Waiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)
Interest Rate
2.5% to 3.4% per month
Welcome Benefits
28,000 Reward Points (For Those With Fee Variant)
Product Highlights
- 5 Reward Points for every ₹100 spent on domestic transactions.
- 10 Reward Points for every ₹100 spent on international transactions.
- 2 complimentary lounge access every quarter across airports in India.
- Priority Pass membership with 6 complimentary international lounge visits every calendar year.
- Flat ₹500 off on movie ticket bookings on BookMyShow.
Rewards
5 Reward Points for every ₹100 spent on domestic transactions, 10 Reward Points for every ₹100 spent on international transactions. Flat ₹500 off on movie ticket bookings with BookMyShow every month.
Redemption
1 RP = ₹0.25 (approx)
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 5%(5 Reward Points per ₹100 spent on domestic transactions) | No cap |
travel | 10%(10 Reward Points per ₹100 spent on international transactions) | No cap |
Benefits & Features
Domestic: 2 Complimentary Domestic Lounge Access Per Quarter International: 6 complimentary international lounge access every year via Priority Pass Complimentary lounge access with Priority Pass membership.
Fees & Charges
Annual Fee₹7,000
Joining Fee₹7,000 + GST
Fee WaiverWaiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)
Foreign Markup1.5%
Interest Rate2.5% to 3.4% per month
Cash Advance2.5% of the transaction amount, subject to a minimum charge of ₹500
Eligibility
Available Networks
mastercard
Pros & Cons
Pros
- Complimentary domestic and international lounge access.
- Flat ₹500 off on movie ticket bookings every month.
- High reward rate on international transactions.
Cons
- Annual fee of ₹7,000 for non-Insignia Preferred members.
- No insurance benefits.
Partner Merchants
BookMyShow