All Cards
visabasiccredit
Paytm SBI Credit Card
SBI Card
shopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% cashback
Foreign Markup
3.5% of the amount transacted.
Interest Rate
3.50% per month (42% p.a.)
Welcome Benefits
Complimentary membership to Paytm First worth ₹899.
Product Highlights
- 3% Cashback on every ₹100 spent on Paytm Mall, movies, and travel.
- 2% Cashback on every ₹100 spent on all other purchases on Paytm App.
- 1% Cashback on every ₹100 spent on any other offline/online transactions.
- Complimentary Paytm First membership worth ₹899.
- Liability Protection cover of ₹1,00,000 in case of fraudulent transaction.
- Fuel surcharge waiver of 1% on fuel transactions between ₹500 and ₹3000.
Rewards
3% Cashback on every ₹100 spent on Paytm Mall, movies, and travel. 2% Cashback on every ₹100 spent on all other purchases on Paytm App. 1% Cashback on every ₹100 spent on any other offline/online transactions.
Redemption
Redeem cashback on Paytm gift vouchers balance.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Paytm Mall | 3% Cashback | online |
Benefits & Features
1% fuel surcharge will be waived off at all fuel stations in India.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5% of the amount transacted.
Interest Rate3.50% per month (42% p.a.)
Cash Advance2.5% of the amount withdrawn, subject to a minimum of ₹500.
Redemption Fee₹99 while redeeming specific vouchers, gifts, and cash redemption.
Eligibility
Min Age
18 years
Available Networks
visa
Pros & Cons
Pros
- 3% Cashback on Paytm Mall, movies, and travel.
- 2% Cashback on other purchases on Paytm App.
- 1% Cashback on offline/online transactions.
- Complimentary Paytm First membership.
Cons
- Annual fee of ₹499 + GST.
- Cashback not applicable on e-wallet loading transactions.
Additional Info
Cashback is not applicable on e-wallet loading transactions.
Partner Merchants
Paytm Mall